Per the Fair Debt Collection Practices Act, Title VIII, S805 B, this is illegal. See link at http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm. The collection agency can only contact a third party if they are trying to find you, and then can only say who they work for if asked, and cannot tell anyone that you owe money. If they have located you, they cannot talk to anyone about your debt except for A. your lawyer if you have told them to talk to your lawyer, in which case they may not be able to talk to you any more. Or B. your spouse if you tell them they can speak to your spouse. Notice that Landlord is not on this list, nor is employer, friend, customer, etc.
Nope. Advise the collection agencey that this was settled with the original creditor. You may have to provide them with a copy of a canceled check or money order. You can also have the creditor call the agency. Some will, some won't.
When a credit card is charged off it means that the company has given up on trying to collect funds on the card and they usually sell the rights to a collection agency and the collection agency will try any means possible to get some money out of you. They usually will send official letters, email, and call your house phone, cell phone and work phone if they have access to this information.
To minimize the effects of enemy deception
Call the IRS or the state tax agency in question and ask.
== == It is always best to setlle this debt, if you saved enough money to pay this off immediately. Make sure to follow the proper steps of settling before you start this process. If you need assistance give us a call:
A collection agency cannot call your employer to garish your wages. In order for your wages to be garnished, you must be sued by the collection agency. And the agency must win a judgment against you.
You can call code enforcement of the municipality or locality you live in.
It's a collection agency that call themselves "RSA."
A collection agency can (and will) call you every day if necessary. When a person owes someone else money, they are expected to pay for the services rendered. Nothing in life is ever free - we must all pay our bills and do whatever it takes, 2nd or 3rd jobs, doing away with the internet or cable television, drive less ... whatever it takes, the money must be paid to the collection agency or to whom it is due.Think of it as if someone owed you money ... you would also want to be paid and would call that person until you got paid.The question was not CAN a collection agency call, but how many times a day. If they speak to you, they are not allowed to call again that day. That is considered harrassment.
First you call the collection agency and tell them this is in dispute . Then get some legal advice. If you qualify for Legal Aid , go there. Even if you don't qualify, they have pamphlets for your State's Landlord/ Tenant Laws.
You need to check the laws in your state because state laws vary on that issue. You should call your town hall to ask if there is a landlord-tenant agency in your town that you could call for advice.You need to check the laws in your state because state laws vary on that issue. You should call your town hall to ask if there is a landlord-tenant agency in your town that you could call for advice.You need to check the laws in your state because state laws vary on that issue. You should call your town hall to ask if there is a landlord-tenant agency in your town that you could call for advice.You need to check the laws in your state because state laws vary on that issue. You should call your town hall to ask if there is a landlord-tenant agency in your town that you could call for advice.
Yes but if you tell them to stop they have to comply.
Yes you tell the collection agency you will pay ONLY if they can give you a letter that say they will delete the item from your report it's call pay for deletion
A collection agency can call anyone. The Fair Debt Collection Practices Act indicates that they cannot identify themselves as a collection agency to anyone other than the debtor. Other activities that restrict them include: Sending a postcard or an envelope with a designation that indicates it is from a collection agency, contacting the debtor outside of legal accepted hours of business, publish a list of debtors, or advertise a debt. See the following website for the text of the Fair Debt Collection Act: http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm
Nope. Advise the collection agencey that this was settled with the original creditor. You may have to provide them with a copy of a canceled check or money order. You can also have the creditor call the agency. Some will, some won't.
If the association fees are part of the obligations of your landlord under your lease agreement you could pay the fees directly, then deduct them from the rent, sending a letter to the landlord with the accounting. You should check to see if there is a landlord-tenant agency in your area and call for advice.
I recieved a call from a collection agency but not able to find any info on the company. How do I know its legit? Company is Action Collects. Company was very rude with a customer that is willing to pay balance in full.