The creditor has the option of filing a lawsuit and if they win (which they will) they will receive a judgment which can be executed according to state law. The preferred method of enforcing a judgment is by wage garnishment or bank account levy. A judgment can also be used for the seizure and sale of non-exempt property belonging to the debtor(s) or placing liens against real property owned by the debtor(s). Alabama as all states has a set of exemptions that can be used by the debtor to protect certain personal and real property from creditor attachment. If a person believes they may be sued it would be in their best interest to obtain legal advice or representation.
Notify them that the credit card was stolen to the credit card company and dispute all the charges on the credit card. You would also have to file a police report if the credit card was stolen. The credit card company must investigate the charges.
A credit card is an open ended account. In Alabama the statute of limitations at 3 years. That will be from the last communications from the debtor. Please note that the credit card may be based on a different jurisdiction which could be longer! Check your agreement for the applicable jurisdiction.
No, a company can not charge a credit card without permission. This violation should be reported immediately to your credit card company.
That decision is up to the credit card company. If the corporation is relatively new or had no credit history, the credito card company might demand that you personally guarantee the debt and you will need to have a credit check. If you have been in business a long time, the credit card company MIGHT not require a personal credit check.
You should not avoid paying the minimum due in your credit card account. The credit card company does not care if you lost your job. What you need to do is to speak with a credit consolidation agency in your area. Ask around about their reputation. The credit consolidation company will make a deal with your credit card company.
You can report a credit card company to the attorney general of your state. Your state may also have a complaint line against businesses. You can also report them to the Better Business Bureau.
You should call the credit card company.
Do like I did - Just call Credit Card Company and state you can't find your credit card and would like it cancelled immediately and to send you a new one.
In order to find out whether or not your company is eligible for this or not, you are going to have to contact the credit card company and ask if you are.
Credit card companies could not garnish a retirement account at one time in Florida.
If you are served with lawsuit papers from a credit card company, contact an attorney immediately. If you wait, your time to answer the petition will expire and depending on the state you live in, that credit card company can obtain a default judgment to garnish your wages or your checking/savings accounts.
You have 60 days to file a dispute with the credit card company. Call the company who owes you money and tell them they have 48 hours to refund your money or you will do a "chargeback." Companies hate that word because it is like a bounced check, they get charged a $25 fee (varies from state to state). If they do not refund your money, call your credit card company and tell them you want to dispute a charge on your credit account.
no. most of credit card company will decline you appilication.
Can a collection agency garnish wages in the state of Oregon?
Well Yes by the true definition Interstate Commerce would be in affect if you use your credit card to make a purchase outside of your own state. If you make a purchase using a credit card within your state, Interstate Commerce Laws would not affect you but may affect the Credit Card Company.
It depends on the terms and conditions of the credit card company. Ask them to send you a copy if you do not have the one that came with your credit card.
This amount is different for everyone and depends on your specific credit card, credit history, credit card company, etc. The best way to find out what your limit is is to contact your credit card company directly.
There are dozens of reliable sources to get further information and input on a company credit card such as checking out Master card or even discover card.
"Whether a debtor keeps credit cards after filing bankruptcy is up to the credit card company. If you are discharging a credit card they will cancel the card unless you reaffirm the debt. Even if you have a zero balance the credit card company might cancel the card."
You can simply write to the credit card company and close your account. Then you can cut up your credit card.
It means a credit card company wants to put you into debt by giving you a credit card you can use.
The Consumer Credit company offers consumer credit card counsesling on how to reduce your credit card debt on their website or on their phone number 800 769 3571.