0
Can a credit card company make you pay what you do not have at the time in the state of Alabama?
Wiki User
∙ 12y ago
The creditor has the option of filing a lawsuit and if they win (which they will) they will receive a judgment which can be executed according to state law. The preferred method of enforcing a judgment is by wage garnishment or bank account levy. A judgment can also be used for the seizure and sale of non-exempt property belonging to the debtor(s) or placing liens against real property owned by the debtor(s). Alabama as all states has a set of exemptions that can be used by the debtor to protect certain personal and real property from creditor attachment. If a person believes they may be sued it would be in their best interest to obtain legal advice or representation.
Wiki User
∙ 12y ago
Add your answer:
Earn +20 pts
Can a company charge your credit card without your permission?
No, a company can not charge a credit card without permission. This violation should be reported immediately to your credit card company.
Can credit card company garnish state retirement check in Florida?
Credit card companies could not garnish a retirement account at one time in Florida.
Will you need to go through a credit check in order to get a corporate credit card from your company if the credit card is in your company's name?
That decision is up to the credit card company. If the corporation is relatively new or had no credit history, the credito card company might demand that you personally guarantee the debt and you will need to have a credit check. If you have been in business a long time, the credit card company MIGHT not require a personal credit check.
What do you do next after being served with lawsuit papers from credit card company?
If you are served with lawsuit papers from a credit card company, contact an attorney immediately. If you wait, your time to answer the petition will expire and depending on the state you live in, that credit card company can obtain a default judgment to garnish your wages or your checking/savings accounts.
What do you do if a company does not refund your money to your credit card within 30 days?
You have 60 days to file a dispute with the credit card company. Call the company who owes you money and tell them they have 48 hours to refund your money or you will do a "chargeback." Companies hate that word because it is like a bounced check, they get charged a $25 fee (varies from state to state). If they do not refund your money, call your credit card company and tell them you want to dispute a charge on your credit account.
Can a credit card company execute a writ to garnish your wages in the state of Alabama?
Yes.
What is the statute of limitation on credit card debt in the state of Alabama?
A credit card is an open ended account. In Alabama the statute of limitations at 3 years. That will be from the last communications from the debtor. Please note that the credit card may be based on a different jurisdiction which could be longer! Check your agreement for the applicable jurisdiction.
Can a credit card company bill a consumer for unauthorized charges if the credit card was improperly issued by the credit card company and the card was not activated and was stolen from the home?
Notify them that the credit card was stolen to the credit card company and dispute all the charges on the credit card. You would also have to file a police report if the credit card was stolen. The credit card company must investigate the charges.
How do you report a credit card company that issues unrequested cards?
You can report a credit card company to the attorney general of your state. Your state may also have a complaint line against businesses. You can also report them to the Better Business Bureau.
Can a company charge your credit card without your permission?
No, a company can not charge a credit card without permission. This violation should be reported immediately to your credit card company.
can a credit card company like capitol one who forward account to legal dept in state of california take garnish payments out unemployment if nothing can be resolve out of court?
You should not avoid paying the minimum due in your credit card account. The credit card company does not care if you lost your job. What you need to do is to speak with a credit consolidation agency in your area. Ask around about their reputation. The credit consolidation company will make a deal with your credit card company.
Can credit card company garnish state retirement check in Florida?
Credit card companies could not garnish a retirement account at one time in Florida.
How do you avoid automatic renewal when paying with credit card?
Do like I did - Just call Credit Card Company and state you can't find your credit card and would like it cancelled immediately and to send you a new one.
Will you need to go through a credit check in order to get a corporate credit card from your company if the credit card is in your company's name?
That decision is up to the credit card company. If the corporation is relatively new or had no credit history, the credito card company might demand that you personally guarantee the debt and you will need to have a credit check. If you have been in business a long time, the credit card company MIGHT not require a personal credit check.
Who should you call if a credit card company listed you as deceased on your credit report?
You should call the credit card company.
What do you do next after being served with lawsuit papers from credit card company?
If you are served with lawsuit papers from a credit card company, contact an attorney immediately. If you wait, your time to answer the petition will expire and depending on the state you live in, that credit card company can obtain a default judgment to garnish your wages or your checking/savings accounts.
What do you do if a company does not refund your money to your credit card within 30 days?
You have 60 days to file a dispute with the credit card company. Call the company who owes you money and tell them they have 48 hours to refund your money or you will do a "chargeback." Companies hate that word because it is like a bounced check, they get charged a $25 fee (varies from state to state). If they do not refund your money, call your credit card company and tell them you want to dispute a charge on your credit account.
