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It is possible to be sued even if you are disabled and on limited income. However, a plaintiff winning a lawsuit and collecting a judgment award are two entirely different issues. Generally people who have suffered great financial hardships are "judgment proof" when it pertains to lawsuits. Meaning that their income and property are exempt under the laws of their resident state. Income from SSD, SSI and other many other types of disability and pension benefits are not subject to creditor attachment. Likewise, most personal and real property belonging to a debtor can be protected from creditor action. Therefore it is possible for a creditor to sue, but if they believe the debtor to be execution proof, it is unlikely they will risk the added expense.
Wiki User
∙ 18y ago
Wiki User
∙ 8y agoI am not a lawyer but of course they can sue you. But from what I've reasearched, if you're only source of income is Social Security Disablity Insurance, those checks can't be garnished. However, if it is for a student loan or government loan, they can be garneshed. Also I learned that if you were to file for bankruptcy and you had your social security money in a bank account (just say you got back pay in the amount of 10.000) that money is not protected. I read a case where a man filed for bankruptcy but the judge still ordered that he use his 10,000 to pay back creditors.
Another note. This is not factual but from what I've researched. Just say that you put all of your Social Security money into a bank account, say it was from back pay as well as your SSDI direct deposit. If that bank account was soley used for the deposits of Social Security money, if you are sued, the creditors can not touch it. If they do, you have to let the courts know so that they pay you back. You have to make sure to tell the courts and banks or they will take the money from you and it will be a hassle to get back. Another thing.....if you had a bank account that had your social security funds PLUS other funds like a birthday check, tax refund check, then you're account is open to the creditors.
A good idea would be to keep only your social security disablity funds in one account and in one account only.
So yes they can sue you, but if you're on SSDI and that's your only source of income, and you have all of your monies from SSDI in one account only, you're pretty much judgment proof. Check on this with a lawyer just to make sure
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can credit card co.garnish disability or retirement checks?
A credit card company may win a lawsuit against you to garnish your disability or retirement checks.
Can a credit card company get a judgment against you if your only income is soc Security Disability?
Umm I dont think so!!!
Can a credit card company freeze a checking account of a diabled person?
No creditor can freeze anyone's assets without court authorization--disability or not.
What can a credit card company do if they take you to court but you are disabled and still can't pay?
If you are getting disability or social security, credit card companies cannot garnish your wages. However, the judge can issue liens against your property.
Can a credit card company bill a consumer for unauthorized charges if the credit card was improperly issued by the credit card company and the card was not activated and was stolen from the home?
Notify them that the credit card was stolen to the credit card company and dispute all the charges on the credit card. You would also have to file a police report if the credit card was stolen. The credit card company must investigate the charges.
Can a company charge your credit card without your permission?
No, a company can not charge a credit card without permission. This violation should be reported immediately to your credit card company.
can a credit card company garnish my disability social sercurity?
YES I AM ON SSI AND THE PEAOPLE TOLD ME THA THEY CAN TAKE MY SSI TO REPAY MY STUDENT LOAN
Will you need to go through a credit check in order to get a corporate credit card from your company if the credit card is in your company's name?
That decision is up to the credit card company. If the corporation is relatively new or had no credit history, the credito card company might demand that you personally guarantee the debt and you will need to have a credit check. If you have been in business a long time, the credit card company MIGHT not require a personal credit check.
Who should you call if a credit card company listed you as deceased on your credit report?
You should call the credit card company.
How do you find out if your company is eligible for credit card for fair credit?
In order to find out whether or not your company is eligible for this or not, you are going to have to contact the credit card company and ask if you are.
How do you get a credit card?
1. Inquire to the customer service of the credit card company or you can go directly to the credit card company such as Citibank.2. Ask about what are the requirement in applying a credit card3. You need to know also the credibility of the credit card company if they have good records.4. If you know the details about the credit card company, you go directly and ask about the guidelines, terms and conditions.5. Submit the necessary requirement , usually the credit card company conducts a CI (credit investigation) into your information if you pass their requirements.More adviceFirst of all, make sure that you meet the age requirements to get a credit card. Then decide why you want to get a credit card (to get a cash back from purchases, etc.) After that you can go to a bank, a credit card company, browse "credit card applications" online and find a site where you can apply for a card.To be approved for a card, you should apply for a credit card according to your credit rating.Yes, you can have credit card if you are qualified for one.
With a 594 credit score can you get a credit card?
no. most of credit card company will decline you appilication.
