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It would depend on what the term "trying to pay" means.

Once a debt goes into default it is due and payable in full. Any creditor that takes payments on a defaulted debt is doing so outside of the bounds of that contract as a courtesy. So, if the debt in question has been defaulted, then yes, the creditor may sue you and take all remedies available to them under law.

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Q: Can a creditor sue you if you are trying to pay them?
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