Absolutely not. If the collector has done so, file a complaint with the attorney general of your state, as well as speak with a local attorney regarding your rights.
The rule is the debt collector is bound by the laws of the state the collection action is being taken in. If the debt collector is not licensed or authorized in that state, it cannot legally act to collect the debt. Check with your state agency that licenses debt collectors. The debt collector can retain a local attorney to collect the debt, of course, and that would be under Michigan Law.
A debt collector is a person who collects debts owed to other people. An attorney is a person qualified to represent parties in a court, and who is specially trained in the law. A debt collector can be an attorney, but need not be one.
There is no time limit on how long a creditor/collector can pursue collection action on a debt owed. There are, however, time limits (SOL) on when a collector can initiate a civil suit against the debtor. SOL's are determined by the laws of the debtors state of residence.
Moving has no affect on a debt. The creditor or his agent the collector may collect against a judgment for ten years from the date of judgment or the date of last payment, which ever is later.
YES!
No it is a violation of the Fair Debt Collection Practices Act
Yes. The new debt collector bought the entire debt, including interest that was added on. You will be responsible for the entire debt.
Technically, you have already ruined it. They are just going to report it. If that is what you mean by threaten to ruin your credit, then yes they can. Legally.
The duration of The Debt Collector is 1.82 hours.
The Debt Collector was created on 1999-06-25.
The Debt Collector - novel - was created in 2007.
An SOL for debt begins from the time the original creditor charges off the debt. It does not begin over when a debt is sold to a third party collector. It can restart if the debtor pays or in some cases agrees to pay any amount on the debt owed.
To avoid debt's collector harassment, it is important to settle your debts in time.
No.
Yes. There are hundreds of databases available to a debt collector where they could find your SSN.
The ISBN of The Debt Collector - novel - is 978-1-59705-856-8.
can a debt collector come to your house to collect a debt