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Yes. In any state, a credit grantor may garnish wages, but only after receiving a judgment in their favor from the court. In other words, they'd have to sue you, win and be granted an order for the garnishment. * Texas only allows wage garnishment if there is no other method for the creditor to execute the judgment. For example if the debtor does not have a bank account that can be levied, other non exempt property that can be seized and sold or real property for which a lien can be placed.

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Q: Can a debtor's wages or bank account be garnished for credit card debt.?
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