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All parties on title to the home must sign the loan documents; so, your husband can not do a loan on his own. Some states allow the spouse to sign the note (the debt) but not the deed; that would mean you are on the loan only but not the title; in that case, your husband would be able to encumber the property with another loan in his loan only.

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Q: Can a husband take a loan against a house that has wifes name on it also?
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If you apply for a mortgage loan can you put your husbands income on the application also even if he is not applying for the loan with you?

You can use income that is at your disposal. If you will have access to your husband's income as a household income for this mortgage then yes you can. If you are separated and he will not be living in the house then the answer would be no.


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Generally they can't garnish your account for a debt in your husbands name only unless he also uses your account - as in a joint account or his pay is deposited in the account.


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If a boss calls a person by their wife's name, it may mean he is thinking about his wife. It could also just be an accident and not mean anything.


Can a wife deposit her husband's paycheck?

A wife can deposit her husbands paycheck if the husband has signed the back of the check. The wife must also sign the back under the husbands name in order to deposit the check.


Does your name on the the deed mean you own the the house?

Not necessarily as you could have used the deed as security against a loan and the person lending you the money can take the house from you if you fail to meet the loan repayments. (They will usually hold the deed for you while you owe the money). Also it is best to check with the land registry to see who the government thinks owns the house. As in may countries deeds are being replaced by official property register databases.

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