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If your name is in the lien holder place on the title, YES! You are the true legal owner of the vehicle. Contact your local repo agency and explain the situation. Mind you, you will have to pay them to do it... and it varies so I couldn't tell you how much it would be. You must provide them with a copy of the title with your name on it and a form authorizing them to pick up the vehicle.

Lori, did you get the matter resolved?

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Q: Can a lienholder initiate repossession of a car without any other supporting agreements besides the title?
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