NO locked anything in any state. CALL a local atorney for state specific advice.
YES. The repo company can take the car from anywhere they want with the exception of a boot on the vehicle and/or the vehicle is in a locked property such as behind a locked fence surrounding the property or locked inside of a garage. If you do not let the person onto your property with a locked fence surrounding this is a voilation of the law and ofcourse YOU can have them arrested on the spot.
A repossession agency cannot enter a garage locked or otherwise to recover a vehicle unless the agent has a replevin (court) order to seize the vehicle. Additionally, a vehicle cannot be gifted in the usual sense, to another person unless there is a clear title, meaning the vehicle has been paid for in full and there are no lien holders. If the title is not in the person's name who has the vehicle, they do not own the vehicle.
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