Can a repo man lift a car cover to check if its the right car?
A repo man can check under the hood of a car to make sure it's the right car. They will look under to check that the vin number matches the vin number of the car they are repossessing.
An unlawful repo is a theft. Hence it would be handled as such. But most repo companies have the documentation to show they have the right, whether you feel so or not, to take possession of the vehicle. In fact, in most jurisdicitions they advise the police of it before, or right after, attempting the repo. What good would an unlawful repo do someone...they couldn't get title?
The actual repo expenses will probably be on the order of $350 or so. However, the "repo man" doesn't have the legal right to give you the car back, because it does not belong to you, it belongs to the lender until you pay it off. (Technically, you have a shared interest in it; your equity in the car is whatever it's worth at wholesale/auction prices minus the amount remaining on the debt.) You'd need…