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No. Homeowner's insurance insures the property against loss not the individuals. If both own the property the proceeds of any claim will be paid in the form of a check made payable to the legal owners of the property.
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Is it illegal for a homeowners insurance company to drop you?
No, it is not illegal for a homeowners insurance company to drop you. But they have to follow the rules for cancellations and non-renewals for the state they are operating in. For example, in Louisiana, if you have been with your homeowners insurance company for 3 years, they can't drop you. In Florida your homeowners insurance company can drop or cancel you but they must meet the minimum notification timeframes.
Could a homeowners insurance drop you if you don't put siding on your house?
Possibly and/or maybe
Can your ex spouse drop your name off the homeowners' insurance if you are still on the property deed and mortgage?
Yes, The ex spouse may drop your name off the homeowners insurance, all the other party have to do is take out an homeowners insurance out in his/her own name. that way they know their investment is secure.Another PerspectiveNo. There would be a problem if there is a pay off in the case of a catastrophe. Your ex would have to list her/his name as the owner of the property and that would be fraudulent. If it was disclosed there was a co-owner the policy would go in both names. An insurance company cannot pay only one joint owner if the property is wrecked by fire or some other disaster. If you own the property and are paying the mortgage the insurance company would be liable for paying only a half-owner. You should consult with an attorney in order to get this issue resolved.
Can you drop your spouse from your health insurance?
In general, there is no legal requirement that a spouse be insured on the other spouse's health insurance. A major exception to this general rule would be, for example, if the parties were to be divorced and a provision of the settlement agreement or judgment required otherwise.
Can homeowners insurance specifically Travelers drop you in middle of claim and where can you get insurance if you have an open claim?
An insurance company cannot drop you in the middle of a claim. The state department of insurance sets standards for how long it takes for the insurance company to respond to a claim, and to issue payment once damage is verified. If they have stopped contact with you and have not given you a reason I would contact your state department of insurance and file a complaint.
Can your Home insurance drop you after a claim?
Yes, they can non-renew your policy when it expires. Depending on the type of claim though, most insurers would not drop you just for one claim.Weather related losses are expected and beyond our control, however if the loss was the result of the homeowners negligence, then likely yes you would get dropped.
Can a spouse cancel health insurance before the spouse files divorce?
I believe you are both responsible for any bills incurred (such as health care costs) until you are divorced, so in some cases it would behoove a spouse to keep coverage on the other spouse so that they don't end up responsible for a large bill in the case of an accident or serious illness. However, if there is a separation agreement with a clause about neither party being responsible for any debts incurred after the signing of the agreement, one may be able to drop their spouse from insurance without issue.
Can a spouse drop or cancel insurance on the other spouse if that spouse has no other coverage This for the state of Florida The husband has cancer and the wife wants to drop him from her insurance?
Why would the wife want to do that? Check the Family Law Code in your State - she's probably responsible for any debts that her husband incurs. Check with the Insurance Company - they will probably write a separate policy for the husband. If's it's group insurance - he's probably entitled to his own policy under COBRA - once COBRA expires - he's probably entitled under HIPAA
Will Allstate Homeowners insurance Oregon drop you if you have more than 1 claim in a year have heard they will drop you even if you just call to inquire and not file a claim?
I don't represent Allstate but, I have heard that about them in several states.
Can insurance company drop you if file act of god claim?
No, Your homeowners insurance will cover losses due to an "Act of Nature" if you have an extended coverage policy. For a claim caused by an "Act of God" you'll have to rely on prayer.
Can your medical insurance drop coverage on your spouse if you file separate taxes?
They may ask for proof that you are married but otherwise they shouldn't. Not that they won't try.
Can you drop your spouse from your health insurance once the spouse is eligible for medicare?
A person can certainly choose to drop a spouse from their coverage with one exception. If the employer is paying 100% for the employee and spouse then the employee can not opt out of coverage since it costs them nothing. You may be required to show that the spouse has alternate coverage. Check with your HR department or benefits coordinator.
