Why would the wife want to do that? Check the Family Law Code in your State - she's probably responsible for any debts that her husband incurs. Check with the Insurance Company - they will probably write a separate policy for the husband. If's it's group insurance - he's probably entitled to his own policy under COBRA - once COBRA expires - he's probably entitled under HIPAA
each state would have their own reasons insurers can cancel or non renew coverage - this doesn't seem like a reasonable reason to cancel coverage
If you have an accident in the first 60 days of your policy,, Yes They can cancel your policy
Yes you can. If you feel his coverage is adequate to meet his healthcare needs, then keeping him on your plan would be paying for insurance that you don't need.
Not if you purchased the coverage while you were healthy.
Call your insurance company and ask what the policy is for removing coverage. You may not be able to if you signed a contract.
No, You can't suspend your coverage, but you can cancel the policy if you don't need it right now and then purchase it again when you do need the coverage.
Yes. The person who the insurance is through can.
Trip interruption insurance covers the cost of the trip should you have to cancel. Various companies offer this coverage.
It would make no difference as long as they had coverage on the date and time of the accident. They can cancel the policy after the accident and coverage would still be provided.
Once your husband and you are enrolled in the new health insurance, you can cancel the old insurance. Remember not to cancel until the new insurance is approved. Agent http://www.anyhealthinsurance.com
Yes and it happens quite often. Usually when you let you Homeowners insurance cancel or change companies and fail to notify your insurance company to send a copy to the mortgagee. If the mortgagee does not have proof that you have insurance and have them listed on such insurance, they will place "force-placed" coverage on the property to protect themselves and they will charge you for this coverage. As long as you get them notified and proof quickly, they will cancel their policy and refund you the premium. Make sure you know that the coverage they purchase on your behalf only covers them and covers no contents of yours, no liability coverage, and only covers the bare minimum coverage. And it is usually more expensive than homeowners you buy on your own. When you get a mortgage on your home your agreement is that you keep insurance on the home. If you let it cancel or don't have such insurance you are in breech of contract and they could foreclose on your home or put this coverage on it, their choice.
Yes. It may be a hassle, but it is important to choose the best coverage at the least cost for your family.
An insurance company can cancel your coverage for any number of reasons, all of which would need to be laid out in the policy (contract) that you signed with them upfront. The most common reason that a company would cancel your insurance would be for nonpayment. Other than that, you are probably safe unless you lied about something on the application.
If your home is/was mortgaged - the insurance MUST be in effect as protection to the mortgage holder. The insurance company is just making sure that you are not cancelling what is MANDATORY coverage to save yourself some money.
You bet. See, it works like this ... you pay for a service (insurance coverage) ... as long as you keep paying on time, you have coverage. One thing you don't want to ever do is make a late payment while a claim is being handled ... the insurance company thinks you are no longer interested in having them provide insurance coverage, and cancels your policy. Some insurance companies automatically cancel anybody for filing an accident claim.
Yes of course you should!
Base on state regulations, there are many reasons a company can cancel an insurance policy. If you paid for a year and they cancel you after 1 month, you will only be charged for 1 month of coverage and the other portion should be refunded to you.
As soon as the insurance company gets wind that you are married they will drop you from their coverage. If you are caught using their insurance they will probably try to charge you with fraud or cancel your parents insurance.
The expiration date, or the day you cancel is the official end of insurance coverage. Period. The 30 day "grace" period is a myth. If you just let the policy expire by not paying the renewal premium, they will PROBABLY reinstate your coverage retroactive to the expiration date, but I would not rely on that. If you CANCELLED, that's the end of your coverage.
Yes, the insurer will pay for your care as long as you had coverage on the date of the surgery. It does not matter that in the month after the surgery, you ended your coverage.
Call your insurance agent and tell them you would like to cancel your insurance.
No you do not have to cancel either insurance.. You are what we call in the industry "dually covered". That means that your secondary(husbands) insurance will pay all or most of your copays ( for prescriptions and office visits) and most of your deductible ( if you have one)... Therefore, make sure that all your providers accept both insurances and you are all set to go!!!! If you are wondering if you can cancel your insurance with your job, you will have to call your group administrator to find out because there are special times during the year that you have to make any changes to the policy.. such as cancelling coverage, adding a new baby or removing an ex spouse.
You should minus a processing fee and one day worth of coverage. Auto insurance policies are written on a pro-rated basis.