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If your home is/was mortgaged - the insurance MUST be in effect as protection to the mortgage holder. The insurance company is just making sure that you are not cancelling what is MANDATORY coverage to save yourself some money.

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Q: I sold my house and my insurance company refuses to cancel my homeowners insurance unless I supply them with a settlement closing statement I live in Florida Is this the law?
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Related questions

What Florida homeowners insurance covers felons?

Homeowners Insurance Covers your Property. Not criminal activities


What companies sell homeowners insurance in FL?

None of the major insurance companies sell homeowners insurance in Florida. The state has made a mess in the insurance market and now the state run company citizens is reaping off homeowners.


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Did you ever get an answer?


Is it illegal for a homeowners insurance company to drop you?

No, it is not illegal for a homeowners insurance company to drop you. But they have to follow the rules for cancellations and non-renewals for the state they are operating in. For example, in Louisiana, if you have been with your homeowners insurance company for 3 years, they can't drop you. In Florida your homeowners insurance company can drop or cancel you but they must meet the minimum notification timeframes.


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Does Florida Homeowners Insurance without extra flood insurance cover water damage if the roof is torn off from a storm and water comes from the sky?

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Does home insurance in Florida have to be be based on replacement value?

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What types of insurance products are offered by Royal Insurance?

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What was the first permanent settlement in America?

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What was the oldest Spanish settlement in Florida?

The oldest Spanish Settlement in Florida was St. Augustine.