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In California a disability will not effect your insurance quote but if you are in southern state like Florida a disability will effect you insurance quote.
Under most disability plans if you were on disability prior to termination the benefit continue. Most companies will not terminate you if they believe the disability is short term because they expose themselves to potential liability for wrongfull termination.
Generally yes, if it's the end of the month after termination. There is probably COBRA afterwords.
If you had active coverage under your group short-term disability or long-term disability plan on November 9, 2007, then you may be eligible for benefits. You will have to find out what insurance company handled your disability benefits during that period of time, and then follow-up with them. Whether you are actually eligible for benefits will depend on the contract your employer had/has with this insurance company. Some contracts have late filing penalties, some have clauses regarding termination of employment, etc. Long story short - call that insurance company. You may be eligible for disability benefits.
Disability insurance is mandatory in five states: California, Hawaii, New Jersey, New York, and Rhode Island.
The best way to purchase individual short term disability insurance in California is through a company that sells this insurance. Speak to a financial adviser at a company to see if one qualifies.
form_title=Purchase Disability Insurance form_header=If you're suffering from a disability, insurance can help pay for bills and other needs. Have you received disability insurance in the past?= () Yes () No Does your employer offer disability insurance?= () Yes () No How quickly, and for how long, do you need disability insurance?=_
form_title=Disability Insurance form_header=Disability insurance will protect your income when you are unable to. Get a policy that will provide security for financial future. Do you currently have any disabilities?= () Yes () No Do you currently have any type of disability insurance?= () Yes () No Who would you like to add as a beneficiary?=_
SDI premiums are paid by ALL W-2 workers in California AND their employers.
Yes, a person can collect California State disability payments if he or she is living in another state. A person's eligibility for California State disability benefits is determined by the amount of money that he or she contributed to the SDI while they were employed in California, not by the state that they are currently living in.
One can get a comparison of disability insurance rates on websites like Insurance Data, Disability can Happen, RBC Insurance, Termlife Insurance or SB Information.
You can live anywhere in the US and do well if you have a disability. Depending on the disability, you can get disability insurance. Disability insurance is figured by your work history and if you get approved.