If such a scenario arises, the employer should be procecuted under the existing law of the land. A case has to be registered by the employees against the unscrupulous employer for cheating.
No. Call your States Department of Insurance.
no
An employer can choose not to pay for health insurance for any employees but can not discriminate by paying for some employees in a qualified class and not others.
Yes the employer can pay the health insurance but is not required to by law. He is encouraged to for bettering the employees benefits.
The workers comp insurance company requires the employer to insure all the employees.
No, if they are similiary situated individuals. It could be done by class - say management vs. salaried For more details http://www.steveshorr.com/dictionary.htm#Similarly_Situated_Non-COBRA_Beneficiaries
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Depending on the state and size of employer, there are situations when employers can change or stop the insurance benefits they offer to employees.
Yes, unless the Insurance Company is doing it.
He needs to notify you 60 days in advance, per ERISA. He has the option of notifying you via quarterly newsletter, so long as the newsletter announcing the rate change is sent before the change happens.
There are no state or federal laws that require your employer to offer health insurance. They can decide to offer plans to full time employees only. They can decide to offer to salaried employees only.
Yes. It is a tax deduction for the employer. Non taxable to the employee. Guaranteed Issue. Makes for happier employees and more productive too.