no, no employer can force you to sign up for medical benefits. If you are covered by a spouse, for example, there may be no need for you to sign up for your company's insurance program.
It may be required for you to sign a waiver stating you are refusing the insurance offered by your employer. This is usually accompanied by a statement stating that you are fully insurable within your first 30 days of employment. If you choose to participate in the insurance program after your inital 30 day employment period, you may be subject to a physical and / or other medical tests.
Actually the previous answer that somebody gave is incorrect. If the employer is paying 100% of the premium cost they not only can force you to be on the plan, but they must. Under federal law they would be discriminating against you if they did not. You cannot waive off the policy. However, if you are paying ANY portion of the premium, you have the right to waive off the policy.
Actually, it's worse. Both of the previous answers are wrong, according to the Department of Labor. Their representative states that there is no law that bars a company from making its employees accept the health coverage options it offers-- even if the employer pays none of the premium. I repeatedly ask for a law that speaks to this question, and they repeatedly said there is no law. They related it to practices like companies requiring that employees have (and pay for) uniforms. They can make this a requirement of employment.
So Yes, an employer can force its employees to accept the health coverage and pay out of pocket. They may offer waivers, but they are not required to by law.
Anything over 15 employees It depends entirely on the state regulations. If you are unsure you can check with your state department of insurance. Practically speaking, if that is important to you, check the benefits of the company you are considering before your apply.
NO, you do not have to take any ins offer'd at your place of employment
No, you can opt-out of your employer's group insurance and use your own.
Agent
http://www.anyhealthinsurance.com
Under the new health care act, all employers are required to offer health insurance to their full time employees. If the employees are not full time and do not qualify to be covered under their employer's policy, they must seek another form of insurance.
no
Yes the employer can pay the health insurance but is not required to by law. He is encouraged to for bettering the employees benefits.
No. They are required to continue to offer coverage, but they are not required to continue paying for it. You would be responsible for the full premiums.
no
Some part time employers do offer insurance benefits,it is up to the individual employer.
Yes.
When your employment is terminated for any reason, the employer is not liable to keep you on the insurance.However, they should offer you Cobra Insurance-you pay the total cost of the insurance. Most people decline this offer due to the expense.
Eighteen months.
No the dealership can not be sued if they did not offer GAP insurance. The dealership is not required to offer GAP insurance.
Yes. There is no legal obligation for your employer to offer health insurance unless you have a labor agreement through your labor union that requires it.
Even though it often depends on the employer, it is usually expected that the employer provide the travel insurance for his or her employees since it relates to the work activity.