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If your employer does not offer you health insurance benefits can they make you sign a waiver of insurance?
Larox28
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∙ 12y ago
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Can an employer force an employee to drop group health insurance coverage because the employee is eligible for coverage through his spouse's plan?
No. The employer cannot force you not to take the coverage. However, if you don't want you may have to sign a waiver.
Health Insurance Law: Waivers?
According to health insurance law, a waiver is used in order to excuse the entity issued it from participating in health insurance coverage for a certain period of time. In essence, the requirement that a person or company requires purchasing health insurance is then waived, and everyone else and all other entities must still purchase health insurance. A form along with supporting documents must typically be sent in prior to the consideration of a health insurance waiver. Individuals who wish to obtain a waiver generally do so because they have already previously subscribed to a health insurance plan that would otherwise overlap with the coverage that is mandatory with their location or because the act of buying insurance would be too expensive for them. Employers might require the employees who are not interested in a health insurance plan that is included with the benefits package to sign a waiver for the health insurance. This waiver proves the employer is fully compliant with health insurance laws. Various universities and colleges require that their students subscribe to a health insurance plan if they have enrolled in a certain number of credit hours, which is dictated by regional law. For instance, community college students that attend the Commonwealth of Massachusetts within the United States at least nine credit hours during the daytime are required to enroll of in the health insurance plan provided by the college or to obtain a waiver. If no health insurance waiver is submitted prior to the deadline, that student is then required to pay for the insurance plan provided by the college -- even if they already have paid for insurance with some other provider. The purpose of the waiver is to keep from paying the premium the college charges. Without this, the student must pay the additional charge along with the annual college costs. Some companies might also opt to request health insurance waivers to waive their obligations to give their workers some or any health insurance coverage. Should this waiver be granted, companies are legally allowed to either completely drop coverage or maintain their current one even if it is less than required by the national or regional laws. The primary reason that a company would do this would be due to the economic hardship of covering part time or low wage employees. Companies argue that they would need to cut wages to meet the requirement.
Is it a law in Missouri to provide a social security number to obtain or waiver health insurance?
Mabye
Can your employer force you to haul items in your own vehicle when your personal insurance doesn't cover it?
There is no law that prevents it, but you may want to ask him for a waiver to be sure he understands that your insurance does not apply.
What is a waiver of insurance policy?
I believe you are asking about waiver of insurance policy premium. There are certain insurance policies like children's plans, where even if the policy holder (Parent) is no more, the insurance company would waive off the premium payments and continue to provide the benefits to the policy beneficiaries (Children)
Who's responsible for the bill if your wife's insurance dropped you because your employer offered insurance then you became ill and found out you were not covered?
Why didn't you take coverage from YOUR employer? Did you sign a waiver at your wife's job? Why weren't you covered at your job? Were you offered COBRA? www.SteveShorr.com/cobra.htm
What is a waiver of premium for life insurance plolicies?
Waiver of premium on a life insurance policy or disability insurance policy means that in case of a disability, the insurance company will waive the premiums and keep the policy in force. This is a layer of added protection in case you can't afford to pay the policy due to loss of income in case of an illness or accident. All disability insurance policies include the waiver of premium at no cost, keeping the policy in force while you are disabled and receiving disability benefits. Life insurance policies have the waiver of premium as a rider which usually cost additional premium to add. Consult a life and disability specialist to help you choose the best plans available to you.
Can your insurance company deny your insurance when pregnant?
Many health insurance policies have a maternity waiver. Meaning that pregnancy is not covered. ( Kind of a self inflicted injury type thing ) However, most companies will cover complications of pregnancy.
Which websites offer liability waiver forms?
An insurance liability waiver form would need to come from your insurance company. Check with your insurance company online or give them a call to find out how to get one.
Which insurance companies offer collision insurance?
The forthcoming insurance companies offer collision insurances: Insurance4CarHire, Auto Rental Collision Damage Waiver, Rental Cars and the Collision Damage Waiver, etc.
Is there a way to have my clients sign a waiver instead of buying expensive liability insurance?
You can have clients sign a waiver. However, it's still a good idea to have an insurance policy in place.
Do Hertz rentals come with accident insurance?
"Hertz, offers a loss damage waiver, partial damage waiver, limited loss damage waiver, liability insurance supplement, personal accident insurance, and more. These are available at time of purchase and included in daily rentals. More detail information can be found on the website."
