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Depends on the country. In Canada most companies and educational institutions (colleges/universities) insure their employees/students including all their dependants (spouse and children). Part or full cover depending on the province and organization. In most cases it covers 50-100% all healthcare costs that are not funded by the government, extra/secondary ultra sound scans, dental, psychiatry etc that are with/without referral from docs in private clinics. Most of all other procedures and non-elective surgeries, childbirth, mamograms, ct scans ordered by doc in public hospital etc within the public system are 100% free. The way it should be!

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Q: Can an employer who provides health insurance require you to get additional insurance for dependents such as school activities insurance?
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Can an employer refuse insurance coverage to an uninsured spouse?

Maybe. What does their agreement with the Insurance Company say? Employment manual? Are other dependents covered for other employees? Open Enrollment? Qualifying Event? For more info see www.SteveShorr.com


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an insurance mandated for an employer


Do paramedics need additional insurance other than by their employer?

up here in Canada we don't need to buy extra insurance. we operate under the license of a medical doctor and that's where our insurance comes from.


Can your employer make you buy disability insurance?

Your employer should provide the minimum employee benefits, such as Medical, Dental & Life. You will pay additionally as a apart of the United States Government taxes, Social Security, Unemployment and Disability Benefits, which can also be shared by your employer. Additional employee benefits offered are Just that additional, and you can choose to Opt-Out of any additional benefits.


Where can small business health insurance plans be found?

There are a variety of online sites that post a wealth of information about health insurance for small businesses. The online companies eHealth Insurance and Aflac Group Insurance, for example, both provide this service.


Can an employer legally deny coverage for a spouse if the spouse's employer offers health insurance and the spouse is pregnant?

Generally insurance coverage should be offered to an employees spouse. It does not matter if they are offered coverage from their employer whereas it provides an additional option in case 1 plan is more affordable than the other.


Why might a medical assistant purchase a professional liability insurance policy separate from the employer's policy?

In order to provide themselves with additional (supplemental) coverage in case the employers insurance policy is insufficient. When the assistant wants an additional layer of coverage beyond the limits provided by the employers policy.


Where can one find a quote for employer's liability insurance?

One can find a quote for employer's liability insurance online at various websites. One can get quotes for employer's liability insurance at websites such as Compare the Market, MoneySupermarket, and AXA Insurance.


What if your employer does not carry disability insurance on you?

If you live in Nevada an employer does not have to. In fact the Nevada will defend the employer, if an employee is injured on the job and the employer does not have W/C Insurance. I've been though this.


What is the least hours a person can work and still receive company insurance?

That depends on the employer and the employer's insurance policy.


Can an employer offer to pay Medicare and Medicare Supplement premiums of the Medicare eligible employees and dependents if the employee wants to move off of the employer sponsored group health plan?

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Is your husbands health insurance provider legally allowed to deny his wife coverage if she works part time?

It depends on how their plan document is worded and the specific reason given for denial of coverage for the wife. If their plan document states that dependents with access to other coverage cannot be enrolled and the wife has access to insurance through her employer, then they can.