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Covenants are contained in the CC&Rs -- covenants, conditions, restrictions and regulations -- that are on file with the local land-use office. Changing the CC&Rs requires an amendment. Depending on the amendment, a majority, a super- or uber-majority, or 90% of 100% of all affected owners must vote in favour of the amendment in order for it to pass.

Taking on amendments to CC&Rs can be an expensive and lengthy process, depending on the covenant being changed. For example, a rental cap amendment can protect an association by keeping the number of owner-occupied homes high enough to continue to qualify for mortgages and master insurance coverage.

Depending on the state where your property is located, you can find case law -- or no case law, covering the change of covenant that concerns you. You may want to consult a local common interest community-savvy attorney for the answer you want.

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9y ago
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9y ago

By-laws and their application can be problematic. The key is communication with the board.

There are boards that attempt to use by-laws to bully owners, and may ignore or deny you any communication with them about the new changes.

However, there are times when by-laws are changed -- usually with input from all owners -- so that the association can reduce maintenance expense, encourage more owner pride-of-ownership kinds of actions, or other reasonable change.

When new by-laws are proposed, an affected owner can petition the board for an exemption, or for 'grandfathering-in' of the owner's current implementation. For example, the board has changed the roadway access curbs in some fashion, to reduce runoff or save sewer fees. An owner with the old style curb that works better for his/her mobile home access may request that the new curb be installed for the next owner.

The board may approve an exemption or in some other fashion negotiate the application of a new by-law.

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9y ago

Generally, the right to amend restrictions, covenants, rules & regulations or by laws should be reserved in the documents that created the community and the homeowners association. That reservation provides the proper notice to potential buyers that the scheme they see in place at the time of purchase may be changed in the future. That gives the potential buyer the chance to opt out before they make a purchase. Otherwise, if the right to amend is not reserved, generally, any changes may require the consent of all the property owners. You should seek advice from an attorney who specializes in such areas as real estate aw, subdivisions and condominium law in your jurisdiction.

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Q: Can an homeowners association change the covenants on a property after you have purchased it?
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Is membership in a homeowners association mandatory?

If the subdivision is subject to a Declaration of Restrictive Covenants that include a homeowners' association then your property is subject to mandatory membership.


Do i have to pay homeowners assoication fee?

Yes. If you purchased property that was subject to a recorded Homeowner's Association Declaration of Restrictions and Covenants then you must pay the fees. The rules are in the declaration and you can review them at the local land records office.


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Generally, procedures for abandonment of the homeowners' association (HOA) are found in the HOA covenants. These procedures would have to be followed unless they were not consistent with state law. If the covenants do not address disbandment of the HOA, then applicable state law would govern. In any case, if you are looking to remove a HOA, you should talk to a real estate attorney.


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What is difference between a neighborhood civic association and a homeowners association?

A civic association gathers and operates around a civic principle. A homeowners association is a land-use covenant made with the local municipality, county and state that gathers and operates real estate around a set of covenants, conditions, restrictions and reservations. Generally, membership in a civic association is optional; membership in a homeowners association is mandatory when a person purchases property within the boundaries of the association's land plat.


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Can a lien be put on a property in foreclosure for owed homeowner's dues?

If the homeowners' association has recorded covenants and/or bylaws against the home in question, and the dues required by the covenants and/or bylaws have not been paid, a lien can be filed immediately in most cases, regardless of foreclosure or sale of the property. However, to ensure that the lien paperwork is filled out correctly (and avoid thousands of dollars in attorney fees should the homeowner challenge the lien in court), the homeowners' association should hire an attorney to prepare the lien documents.


What part of the right to privacy act addresses homeowner associations specifically the withholding of information of legal actions taken by the BOD against a homeowner for a violation of covenants?

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Can homeowner association covenants be enforced legally?

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Can a Homeowners association restrict a homeowner from displaying a for sale sign in their front yard?

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