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Can an uninsured driver be legally held responsible for damages to other cars even if the car he is driving is insured?
Wiki User
∙ 12y ago
Yes, Both the permissive use driver and the vehicle owner(s) are financially liable jointly and severally for 100% all damages and injuries sustained in an "At Fault" accident. Both can be sued.
If you were driving and at fault. Then you are the person responsible for causing the accident and you are financially liable.
If the owner gave you permission to drive the vehicle, although he's not at fault, he is also financially liable because it's his car and he's the one who allowed you to drive the car.
If you are not a covered driver under the terms and definitions of the owners policy then the insurance company will not pay for the accident.
We should never borrow or loan out a vehicle without first checking if the driver will be covered under the policy.
Wiki User
∙ 12y ago
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Uninsured driver driving insured car is he covered?
If a person is driving a car and he/she is uninsured but the vehicle in which he is driving is registered and insured to another individual, the registered owner is liable for the damages to the other pwesond's vehicle.
If an insured driver was driving your uninsured car would their insurance cover an accident?
Only if the driver was responsible and only for his liability
If an uninsured driver wrecks the car of an insured driver is the uninsured driver still responsible?
If the accident was caused by the uninsured driver than the uninsured driver is definitely still responsible.
If a uninsured car is parked and hit by an insured car will the insured cars insurance company pay for damages?
Only if the insured car was at fault.
Texas uninsured driver driving insured vehicle?
Is driving without insurance
What happens when an uninsured driver driving an insured car got hit by an insured driver?
P.S. The insured driver is found at-fault with witnesses. The uninsured driver is worried if his license will be suspended or facing any penalty for driving the his parent's INSURED car.
In the state of Texas If an uninsured person driving a borrowed car causes an auto accident does the driver or the owner of the car pay for the accident?
Some states are different, but in Michigan, the company who insured the car is responsible. They can then go after the uninsured driver Some states are different, but in Michigan the company who insured the car is responsible. They can then go after the driver .
If your uninsured truck rolled out of park and hit an insured parked car do you have to pay for damages?
Yes. Even though it was an accident that caused an accident, the owner of the truck is responsible for any damges.
If an uninsured driver has an accident in an insured car how can you sue the insurance for damages?
what damages? to the car? if the car is insured that insurer (assuming coverage is available) will handle that damage, if you mean you were injured driving an insured vehicle....it depends on a lot of things...more info regarding status of drivers, vehicle, fact of loss, etc.....and perhaps i can be of more assistance...
Is an insured driver on your policy responsible for damages that they have not repaired on your vehicle?
== == In the event that you got into a car accident and it was not your fault but the other driver's, if he is insured, his insurance company is liable to pay for the damages of your vehicle. On the other hand, if the other driver is not insured, your own insurance company, provided you have a policy regarding uninsured or underinsured drivers, will be responsible for the damages your vehicle has incurred. They however, may have a right of action against the person responsible for the accident. The person who caused the damage to your vehicle is ultimately responsible for the damage to your vehicle regardless of whether there is an applicable insurance coverage or not. Whether you actually have the repairs done is none of their business.
An insured driver is unknowingly driving an uninsured car and has an accident. The owner of the uninsured car is injured. Who pays for the damages and injuries?
You can check with your own insurance and it will most likely cover your medical costs but I doubt they will pay for the damage to the vehicle. If you wish to get payment from the uninsured auto owner you will have to sue them in civil court. Good luck
If an uninsured driver lives in your house are you responsible if they have an accident?
There are 3 possibilities: You ARE responsbile (or partly responsible) If (1) the un-insured driver is a minor and you are their parent or guardian (2) you are the owner or part-owner of the vehicle they are driving (3) the un-insured driver is on your insurance. Other than those factors, you would not be responsible for them.
