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Can an unlicensed registered owner of a vehicle obtain insurance as required by the lien holder of the vehicle?
Wiki User
∙ 14y ago
If you don't, they can charge you some very high rates for their insurance. If you have driven (and been caught) driving without license, you may have trouble. You can have a friend be the principle driver.
I assume you can not get an occupational permit either, so you may wish to sell the vehicle. You can always buy it back when you can use it.
Wiki User
∙ 14y ago
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Can an unlicensed driver get insurance on a vehicle registered to them?
Why not. That unlicensed vehicle owner could be disabled and hired a licensed driver to drive the vehicle.
What are the auto insurance required for the state of Texas if you are in the military?
The same as whatever state your vehicle is registered in.
Can an unlicensed driver operate a vehicle on private property with the owners consent?
Unlicensed drivers cannot operate a vehicle on private property. The insurance for the vehicle will not allow unlicensed drivers. Most states require every vehicle in operation to be insured.
When is insurance required?
Insurance is needed every time there is an uncovered risk.For a vehicle anytime you have one registered in your name. For homeowners when you have a mortgage.
Do you need a license for a Vespa in Texas?
Yes, a motorcycle license is required. Also the vehicle must be registered, pass safety inspection and have insurance.
Can you park your car on your driveway with no insurance?
You can park your vehicle on your property with no insurance. HOWEVER, in some cities you must have a current license plate on your vehicle for it to be parked in the driveway and to have a current plate, you are required to have insurance. The issue here is the driveway and what can be seen from the street. Unlicensed vehicles in a driveway could be viewed as a "junkyard", "car lot" etc
How do you find insurance if someone tries to hide it?
legally registered vehicles are required in most states to have insurance. go through your state motor vehicle agency. and put aside time.
Who is responsible for an unlicensed driver driving another person vehicle involved in an accident?
The unlicensed driver is responsible for all damages. If they are a minor the parents may be forced to take responsibility. Sadly, the owner of the vehicle MUST make any insurance claims they are eligible to make. The owner can ask the unlicensed driver to pay any excess on the insurance and even take them to court if they refuse to pay it. The driver of the vehicle is responsible to pay any amounts not covered by the vehicles owners insurance, including damages to the car. If the insurance premium goes up or you loose your no claim bonus then I'm sorry but the driver is not liable for that. If the unlicensed driver drove the vehicle without permission from the vehicle owner then the vehicle owner must report that the car was stolen at the time of the accident, then provide the insurance company with the police report number (you can tell the police you don't want to press charges). Under these circumstances even if the insurance company pays out damages for the vehicle they may chase the unlicensed driver to pay them back.
Cosigner need insurance?
The cosigner on an automobile loan is not the person who has to pay for insurance on the vehicle. The registered owner should pay the fees for insurance. However, it is the cosigner's responsibility to make sure the registered owner is carrying insurance for the vehicle.
Is an unlicensed driver crashes a vehicle that is insured what happens?
Technically, the insurance company should cover the costs of the other vehicle. If the unlicensed driver took the vehicle without permission, the owner may even be able to collect on the collision insurance to cover part of their expenses, but if he/she does that he/she will probably have to show a police report that the unlicensed driver took the vehicle without permission and that it was technically, automobile theft. On the other hand, the insurance costs for the owner may to up dramatically whether the owner gave permission or not. It all depends on the insurance company and how they view the circumstances. The unlicensed driver may not be allowed to get a drivers license for several years, depending on state laws.
What is required to drive a vehicle?
A license, a vehicle, and insurance.
Will your rates go up when car was impounded for unlicensed driver?
Unless the vehicle was taken without your permission, I hope so. Allowing your vehicle to be driven by an unlicensed driver is a serious judgment error, the kind that insurance companies do not like to underwrite.
