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Will your rates go up when car was impounded for unlicensed driver?
Wiki User
∙ 18y ago
Unless the vehicle was taken without your permission, I hope so. Allowing your vehicle to be driven by an unlicensed driver is a serious judgment error, the kind that insurance companies do not like to underwrite.
Wiki User
∙ 18y ago
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Is an unlicensed driver over the age of 18 allowed to drive if there is a licensed driver in the car?
Driving in a car at any age without a license is illegal. If caught, the car will be towed away and impounded. the licensed driver in the car may also lose his license for allowing the unlicensed driver to drive.
Is an unlicensed driver automatically at fault?
An unlicensed driver will probably get cited for not having a license and may even get their car impounded, but is not automatically at fault. The person that the police and insurance company determine caused the accident would be at fault.
If an unlicensed driver is in an accident with an insured car will the insurance company still cover the damage?
Most likely yes.. but your rates are going up, and the driver will be cited.
Is an unlicensed driver still insured on my car?
NO!
What will happen if a unlicensed driver gets hit with another car?
As the driver is unlicensed it could be argued that they did not know how to behave on the road and therefore were the cause of the collision.
IS THE DRIVER OR OWNER responsible for an impounded car?
Legally it is the owner. Morally it would be whoever caused it to be impounded in the first place.
What happens if someone unlicsensed but a cosigner drives my car?
It's illegal to drive without a driver's license, so if they get caught, they could be arrested. Your insurance may not cover the car if you allow an unlicensed driver to drive it, so if there's an accident, you will probably have to pay for it. Basically, don't let an unlicensed driver drive your car, even if they are the co-signer.
Is an uninsured unlicensed driver that is driving an insured car covered if he gets in an accident?
The majority of the time no because it is an insured's policyholder's duty not to let unlicensed people driver their car because they cannot legally drive.
What happens if a unlicensed driver hits your car and your not insured?
You can try to sue the unlicensed driver, but if they don't have the money to pay any damages awarded, you are well and truly up the creek.
If you have full insurance on your car and it is totaled by an unlicensed driver what happens with your insurance and payments for the car?
If this unlicensed driver was driving your car with your knowledge, you are screwed. But if you mean an unlicensed driver hit your car, if you have full coverage you should be able to collect on your insurance. The insurance will make the check to the leinholder and they will give you any excess or expect you to make up any shortage to pay off the loan. In some cases, if you did give permission for the uninsured driver, your insurance company will pay for the loss but make you sign an exclusion stating that the driver will not be covered in the future for any reason. You would be liable for full cost if it happens again. You can also expect a spike in your rates if they reside with you.
If an unlicensed driver has an accident driving your car and you have full coverage auto insurance will it pay for damages?
Yes, but the rates will probably go up. Loaning a vehicle to an unlicenced driver is risky behavior that insurance companies don't generallly like.
What if your fully insured car was wrecked by an unlicensed driver Will your insurance cover your loss?
yes it will
