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It can be done, but it is intentionally difficult.

Where I live the Lender, (in this case a debt collector) can sue, get a judgement, take that judgement to a "Bailiff" who is a government employee. The bailiff will charge a fee, follow a process and at the end of that process may see and seize a certain percentage, in some cases 100%, of any bank account found.

This process is involved and expensive on purpose. The idea is to prevent nuisance and abusive use of the system

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Q: Can debt collector get judgment to see all assets including bank accounts?
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