Allot of money— thousands and thousands of dollars, maybe even 10-100 's of thousands.
They won't replace the house but they may replace the siding.
Aluminum siding would be slightly noisier. Some of the cons of aluminum siding include scratching and denting. Aluminum siding is easy to scratch, which reveals the bare aluminum beneath the surface. It is also easily dented by small objects such as stones or hail.
no they do not
Homeowners will pay to replace your siding when your siding is damaged by a sudden event. Sudden events include: fire, theft, vandalism, hail, wind, rain, snow, explosion, civil riot, and more. Siding is attached to the home so it is covered under Dwelling coverage. If your siding is damaged because of wear and tear over time, your insurance policy will not pay to repair or replace your siding. The loss must be sudden, unexpected and unintentional.
nothing really just a lot of water and some little holes in the ground
Hail, wind and floods
No, Damages to your property sustained incidental to pet ownership are considered normal and expected. "Normal Wear and Tear". Your Homeowners Insurance Policy typically provides Property Hazard insurance that covers certain sudden losses resulting from covered perils such as fire, lightning, wind, hail, theft, vandalism, etc.
It just depends on why your siding is leaking. If it's leaking as the result of a covered peril, fire, wind or hail damage, a tree fell on it, then it would be covered subject to your deductible. If the siding is just old, worn out or of poor workmanship then it is not covered, it would be an owners maintenance issue.
It really depends on your insurance co., Auto Owners Ins. doesn't cover asbestos removal, just found out today after my aluminum siding was damaged in hail storm and seen that I had asbestos siding under it and said they don't cover it.
Hurricanes, hail, lightning, tornados, flooding are all examples of weather that can cause damage.
Hail can affect humans and other animals by possibly causing injury and may cause road conditions to be dangerous.