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Can i add my registered vehicle to someone elses policy?

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2017-06-03 17:58:03
2017-06-03 17:58:03

No. The named insured must be the vehicle owner. You cannot add your vehicle to another person's policy. If you do, the insurance company cannot pay any claims under the other person's policy because you have no contractual agreement with the insurance company and the other person cannot receive money as they are not the vehicle owner. The only exception to this is in the case of immediate family who reside together. All drivers must also be listed on the policy to have coverage.

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Related Questions


You may be added to someone else's policy as a driver if you operate their vehicle. You cannot put a vehicle titled in your name on someone elses policy. The vehicle must be insured in the name of the person who owns the policy.

General principle of insurance is that you can't insure something in which you don't have an interest.

This can probably vary from state to state. I was able to add a car registered in my bosses name on my insurance, but he had to listed as another driver. Sometimes the registered person will have to be added to your insurance policy. It may also vary by insurance carrier. your best solution is to call your insurance company and ask them their policy on this or when callin to get insurance quotes - ask.

A title cannot be changed without the owner of the vehicle signing off on the seller line. A title can be transferred and a vehicle registered by a person other than the registered owner in most states.

No. Whoever's name is on the title is going to be on the registration and insurance also. You can pay for the car and title it in somebody elses name, but at that point you've given them a free car, because you have no legal rights to the vehicle at all.

The owner of the car has to register the vehicle. The person on the registration must insure the vehicle, or be listed to drive that vehicle on a family policy. That example sounds close to insurance fraud so please correct the situation. Sell the car to the other person and they have to insure it. Actually it is 100% legal for a person to insure a vehicle registered in someone elses name so long as nothing illegal is going on...it can be the parents etc.....

No. Absolutely not. You cannot insure a vehicle that you do not own. The only exemption of this is if the owner and insured are married and live together or a dependent child living at home. Most companies want an adult child to have their own insurance policy even if they live with you. Call your agent and ask to be sure.

"YOU" dont, the debtor does. call the lender.

It is never recommended to have someone elses using your vehicle on daily basis under your name. save yourself some trouble.

Most insurance companies will not, they require you to have an "insurable interest" in the vehicle.

If you were driving someone elses vehicle and involved in an accident whether it be fatal or not then the person who owns the vehicle should have insurance on it and then the accident would be covered on that policy but if it goes over the amount that they have then its possible for yours to kick in and pay any extra.

No, The vehicle owner chose to accept the risk associated with not having collision coverage. You can not use someone elses policy to cover the owners collision loss.

No, in the state of Mass where i am from, the insurance is covered for your car only. It will not follow you if you choose to drive another vehicle. You may want to check the state your are in if this is different, as they may have a different type of policy you can purchase that will cover you. With my experience, the only insurance you have is your health insurance if you are driving another persons vehicle.

The answer to your question is no,unless your driving someone elses car at anytime,then you must be insured for that vehicle and that vehicle only..

You home owners liability insurance should cover it.

When using someone elses card, if you are not listed on the policy and no premium is being collected for you, then you will not have coverage.

If you are properly insured under your states Financial Responsibility laws then yes you can drive someone elses vehicle. Your age has no bearing on this. Bare in mind that just because the owner of the car has insurance does NOT mean that "You" will be covered under that persons policy, such as an "Operators Policy" also known as a "Named Driver Policy". Coverage for permissive use is determined by the type of policy the owner has in place on the vehicle.

you hav to download a password finder to be someone elses penguin or such as hacking

This is not a state specific question. If you are given permission, then you are covered. Note: you can only drive a rental vehicle if your name is on the rental agreement.

You can't drive any class of vehicle that way. If you don't have the licence, or else a permit and an appropriately licenced driver with you, you can't drive it.

If you are not the administrator, executor, or an heir to the will your will not know and frankly it is not anyone elses business about the life insurance or financial matters of the estate.

Yes. You cannot insure anything that you do not own. If you do it is material misrepresentation, voids the contract, and could lead to criminal charges of insurance fraud. The biggest problem is that no payment can be made on the claim because you do not own the vehicle and the true owner cannot be paid because they do not have a contract with the insurance company. You will have to pay the entire claim out of your pocket including for any injuries and property damage to the third party who you hit (if it is your fault).AnswerIf you are to drive someone elses vehicle and you are not named on their policy or not covered to drive the vehiicle on your own vehicle policy, then you must purchase insurance to drive that vehicle.

Well you can get married to someone else or you can be someone elses spouce.


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