No. The named insured must be the vehicle owner. You cannot add your vehicle to another person's policy. If you do, the insurance company cannot pay any claims under the other person's policy because you have no contractual agreement with the insurance company and the other person cannot receive money as they are not the vehicle owner. The only exception to this is in the case of immediate family who reside together. All drivers must also be listed on the policy to have coverage.
You may be added to someone else's policy as a driver if you operate their vehicle. You cannot put a vehicle titled in your name on someone elses policy. The vehicle must be insured in the name of the person who owns the policy.
General principle of insurance is that you can't insure something in which you don't have an interest.
This can probably vary from state to state. I was able to add a car registered in my bosses name on my insurance, but he had to listed as another driver. Sometimes the registered person will have to be added to your insurance policy. It may also vary by insurance carrier. your best solution is to call your insurance company and ask them their policy on this or when callin to get insurance quotes - ask.
A title cannot be changed without the owner of the vehicle signing off on the seller line. A title can be transferred and a vehicle registered by a person other than the registered owner in most states.
The owner of the car has to register the vehicle. The person on the registration must insure the vehicle, or be listed to drive that vehicle on a family policy. That example sounds close to insurance fraud so please correct the situation. Sell the car to the other person and they have to insure it. Actually it is 100% legal for a person to insure a vehicle registered in someone elses name so long as nothing illegal is going on...it can be the parents etc.....
No. Absolutely not. You cannot insure a vehicle that you do not own. The only exemption of this is if the owner and insured are married and live together or a dependent child living at home. Most companies want an adult child to have their own insurance policy even if they live with you. Call your agent and ask to be sure.
No. Whoever's name is on the title is going to be on the registration and insurance also. You can pay for the car and title it in somebody elses name, but at that point you've given them a free car, because you have no legal rights to the vehicle at all.
Yes you can.
If your name is on the title
"YOU" dont, the debtor does. call the lender.
It is never recommended to have someone elses using your vehicle on daily basis under your name. save yourself some trouble.
If you were driving someone elses vehicle and involved in an accident whether it be fatal or not then the person who owns the vehicle should have insurance on it and then the accident would be covered on that policy but if it goes over the amount that they have then its possible for yours to kick in and pay any extra.