If the vehicle has been repaired, inspected and approved by the Highway patrol, after resubmitting the title it will come back with ''prior salvage title'' rather than 'salvage title'. The vehicle is still worth some less than a vehicle with a 'clean' title. You could of course get a company that doesn't do it's homework to cover you, but beware not declaring this in the application for insurance is a dangerous thing. Also should a claim result this will come to light. Just be honest about it and you should be able to have coverage and not worry about 'if' a claim should come up.AnswerYes, you should be able to get insurance but salvage/reconstructed cars are worth roughly 60% of the value of a comparable clean titled car so if you ever crash or total the car again you will get less money as a payout so don't pay too much for the car in the first place and check with your insurance agent about specifics. Depending on the car's cost it might be best to just put liability on it. Salvage cars can be great deals, especially if you don't pay too much and plan on driving them into the ground!
It is not complete truth. I have bought some Prior Salvage cars and was able to get full Coverage Insurance. When I was in accidents - I have got for a car as dealer price. I had Honda civic 1997 coupe. I had accident where only needed fender and headlight and a little of work. I have got $1000. Same thing happened on my Villager Van when I hit a deer.
Absolutely you can, call your local insurance agent.
I know of no insurance company in any U.S. sate that will give you full coverage on a salvaged vehicle.
My insurance provider, Hanover, told me that they would only write liability coverage, and not full coverage on my truck that was flooded and totaled in New Orleans.
Probably. Call Geico and see. I have gotten insurance on salvage cars I've owned.
On every auto application, there is a question will ask: "Does the vehicle have a salvaged or branded title?" If this is the case, you will not be able to put full coverage, (comprehensive and collision coverage) on the vehicle. Sometime you can get special exceptions from your insurance carrier to get the full coverage put on if all damage was repaired. It is much harder to get full coverage on a salvaged title vehicle.
Some companies will let you buy liability insurance. almost none will offer full coverage. A salvage title means the car has already been totalled before.
Yes and no. Insurance companies, as a general rule, will not provide full coverage insurance for vehicles with salvage titles they will however provide liability only insurance.
Yes with some companies you can. As long as repairs have been made. It could affect the amount you would get paid in event of loss though.
Yes out can. I've had quite a few. Some insurance companies won't allow you to put full coverage on it even though its been repaired. You can not register a SC title if it is red.
Yes they do as long as the car is in as good working condition as a used vehicle. I currently own a salvage title vehicle that was considered salvage through state farm. It only suffered flood damage. I purchased the car and had it fix and now they insure my car. They even let me get full coverage!
Yes you should be able to.