If you were attempting to purchase a car from the dealership, they had a right to check your credit. However, if they just obtained and checked your credit for no reason, you may have a case. The best bet is to contact a lawyer.
Not successfully. The store may have a valid reason for checking your credit before offering you a loan, a credit card, or some other benefit.
No, a company can not charge a credit card without permission. This violation should be reported immediately to your credit card company.
You can open a checking account with badcreditnic.com. The do no check your credit.
Yes it is against the law, because by running someone's credit without permission is committing Fraud.
They could but it is illegal without your permission.
when you ask said lender for a loan, you will sign a release that allows them to obtain your credit report and show it to you.If you are applying for credit, you may give permission for a credit review. Otherwise, your credit cannot be reviewed without your permission.
You have a written contract that contains that information. Read your contract.
Fraud and Theft
In the current credit environment (2010), the only lenders that make loans to people without checking their credit history are payday lenders, auto title lenders and pawn shops.
Not without permission otherwise it is stealing and you are a thief.
No...you need to call your credit card company and file a complaint.
Yes. In many states, the dealership can send in an application for credit approval without a signed credit application. That is called pre-approval. They can make it real easy for you to buy. The loan does not become official until you sign the papers. You do not owe one cent until you sign the papers and drive off in your car. Still, the dealership can do the work of getting you credit approval before you sign anything.