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Yes - if you have enough income in order to meet the monthly loan repayment amount.

Ex: If your monthly income is Rs. 50,000/- and you are asking for a loan of Rs. 20 lacs which would work out to an EMI of around Rs. 20,000/- you will be able to get the loan all by yourself without a co-applicant.

A co-applicant is included in cases where the loan applicant does not have enough income to meet the monthly EMI payments himself and the addition of the co-applicants income boosts his loan eligibility and also the chances of him getting the loan.

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Q: Can one apply for home loan without co applicant?
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