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The simple answer is yes. I have seen it done, only takes 10 minutes and you can set the pin to 0000. Chip and pin is no where near as secure as banks make out. I have had 2 cards cloned. Barclays have admitted to my card being cloned and have sorted the issue, whereas MasterCard are point blank denying it. They are refusing to change the card, which is the bare minimum they should be doing. I am going to take this to the FSA and contact BBCs watchdog and also look at contacting national newspapers about this. its like saying online backup is 100% secure, when its the least secure form of banking around.
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∙ 12y ago
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What happens if a credit card has been processed under the debit option by mistake?
Typically the point of sale terminal will ask for the pin number. If the user has the pin number, the charge will be handled as a debit charge instead of a credit charge. (It's a little cheaper for the merchant; it will make no difference to the card holder.) If the card does not allow debit transactions or the user does not have the pin, the transaction will be declined.
Is a VISA Credit Card being used as 'Debit' if you use a pin?
No - its still a credit transaction. The PIN is simply used to verify you are the registered owner of the card.
What do you do if you have a debit card and you don't know your pin?
Visit a branch of your financial institution and request to reset your pin number.
Someone withdrew money with my ATM card and PIN?
someone's card number
How do you use a debit card at an ATM?
you put it in the card slot. it will ask for a in. write in pin and use on screen instructions. hope i helped
Do you have to use a PIN with a debit card?
if your debit card has the visa and star logos on the back (checkcard) you can run it as a credit card and your signature and ID will be required instead of a PIN number
If someone has your debit card and pin what information can they find out about you?
The maximum they can find out about you is your name but they can withdraw all the cash in your bank account.
If someone who have a debit card and have forgotten the pin how he can access?
Call or visit your bank and they will be able to reset the pin number
How many digits are there in a debit card PIN?
5
Can you take out money with your debit card from an ATM without your pin?
no
Can i use a debit card as a credit card without your PIN at walmart?
Yes, when you swipe your card just select credit as form of payment and not debit
Are the last four numbers on your debit card your PIN?
...Uhm. That would be a big negative. Where were you when you got that debit card? You make it up at the bank.
What is the default pin code for all ATM debit card?
7777
How get the forgot pin of debit card of central bank of India?
yes
When using a debit card does it matter if you sign or use a PIN?
A PIN number is always necessary to use a debit card and in some instances a signature or proof of identity is also required. The amount spent/used in a debit card transaction is directly deducted from the holder's bank account.
Can you use a debit card as a credit card without your pin?
Only if it is a "check card." Debit cards require a PIN number, but many banks have switched to check cards that can be used as either a debit or credit card. To find out for sure, next time you use your card, hit the "credit button." If it's a check card it will ask you to sign instead of entering your PIN. The check/debit card must have a Visa, Mastercard or a Discover symbol to work as a Credit purchase but still comes out of your checking account. Discover is just starting up there debit card network.
Where is the ATM PIN located on a debit card?
The PIN is not held on the card ! It is stored (in encrypted form) on the computer system of the bank where the customer has the account !
