Yes, the lender is looking for the ability to pay, not the ability to drive.
yes you can get a auto loan without a license but you can not get auto insurance with out one and you can't complete the loan closing without insurance.
No you need to have a drivers license. It is illegal to drive a car without a drivers license and that is how the finance company looks at it.
You will face criminal charges for not presenting a drivers license at the time of an auto accident or operating a vehicle without any license at all. Fines and jail time as well as criminal sentencing will vary state to state.
Why would you drive without a license? That's problem number one.
If you are covered by an "Active" auto insurance policy then you will be covered, whether or not you have an active drivers license.
A drivers license shouldn't pull up an auto policy.
Yes.
Some car dealerships will sell a car to you with a state issued I.D
In general, one cannot get an auto loan without a driver's license (that loan will have been acquired fraudulently according to most auto loan contracts). A person can, however, co-sign someone else's loan without having posession of a driver's license.
Only if you plan to drive a vehicle. This is generally the reason people get a drivers license.
you die
Yes, you do.