Well, I have some bad news and some good news. In most cases the insurance company writes in stipulations about continuing coverage which benefits the insurance company while leaving the consumers in a not so comfortable spot. Many insurance companies have the legal right to decide whether medications as well as treatments are "necessary"- even though they are not doctors! I would read the fine print on your coverage but if they have told you they will not cover then they usually are legally covered.
Okay now for the good news I can offer you some assistance in paying for your prescriptions. This website http:///www.YourSimpleCard.com offers what is called discount medical/ dental benefits. Basically it works like a Sam's Club or Costco card. You pay a very small monthly fee and in return you save a lot of money on Prescriptions as well as at doctor's, dentist's, chiropractor's and on Vision care. They have two plans one is $20 a month for an entire household up to 20 people, and that gives you the Dental plus Vision, Prescription and Chiropractic. The other plan is $60 a month for an entire household and that gives you the medical as well as the dental, visions, prescription and chiropractic.
If the other party is refusing to call their insurance company - then you should call their insurance company and file the claim.
The number of points have nothing to do with an insurance claim. If you are asking about a company refusing to give you auto insurance, it depends on your state and the individual insurance company. For example I have received reports of one company refusing to renew any driver with a 20mph over the limit ticket.
This question should be directed to your insurance company. They are the one's that make that determination.This question should be directed to your insurance company. They are the one's that make that determination.
It's a payment made to the policy owner by the mutual insurance company when there is a profit. The policyholders are the owners of a mutual life insurance company and they share in the profits by receiving dividend payments from the insurance company.
how are they refusing to cooperate? have you filed a claim with the company? NOT the agent? contact the company's main head quarters and file a claim.......just because you are uninsured doesn't mean that they cannot ''make you whole'' once an insured has caused a loss......
You may need to check the specific prescription coverage of your plan, but normally an insurance company has a "Formulary" which is a list of prescription drugs that their plan will cover. If your medication is not listed on the formulary, then the insurance company reserves the right to deny payment for the medication.
That could be an annuity, or a permanent life insurance policy.
This depends on the type of insurance you have. If HIV medications are covered in your insurance plan, then the cost is lower for you; the insurance company will pay for a percentage of the price of the medication.
Yes, an insurance company can legally deny covering prescription medication if they find that it isn't unnecessary. Sometimes this happens when the insurance company feels like the diagnoses is wrong, or the medicine is inappropriate.
Trying to find the company that makes Bentyl or the generic Dicyclomine. Need help with the medication for my daughter who has no insurance...
As you have described it, this sounds very similar to an annuity.
It depends on the exact medication and the insurance company. There are several companies with BS and/or BC licenses. Each has their own Rx formulary. Contact your insurance company.