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Can the other person's insurance company take you to court to suspend your driver license after an accident when you weren't insured?
Wiki User
∙ 14y ago
Only if the legal penalty for driving while uninsured is license suspension.
Wiki User
∙ 14y ago
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Can your car insurance not pay if you have an accident in the insured vehicle but no valid license?
Sure. If you have no valid license, you have no business driving a car at all. If you weren't driving illegally, you wouldn't have had the accident.
If an insured driver under the age of 18 is involved in an accident can they claim insurance?
Of course, age doesn't matter. If you have a valid license and have a current insurance policy you can claim the accident.
How long will your license be suspended for uninsured driver in an accident?
Until you obtain auto insurance and prove to the court that you are now insured.
Can a insurance company not pay the claim on a auto accident and the passenger died?
There are legitimate reasons why an insurance company would deny a claim. If you were in the accident as the result of an illegal act for instance, you had no license or a suspended license, etc.
What will happen if you do not have your drivers license and insurance with you when involved in a minor accident?
You will get a ticket for these violations but if you bring them with you to court and they show that you were licensed and insured on the date of the accident, these charges will be dismissed.
What happens if you get into an accident but only have a license but no insurance but the other person has a license and insurance?
Two problems... First, if the accident was in any way your fault, then you are on the hook for that percentage of the cost of the accident. Since most accidents are never 100% one person's fault, this could cost you thousands or more. Even though the other driver most probably has un-insured/under-insured coverage, you can be assured that he/she will subrogate the claim, and their insurance company will come after you for payment. Second, many states require insurance as a requirement for driving a car. Failure to have insurance is a chargeable offense, and you could be fined and/or jailed because of this. At minimum, you can expect that your license will be suspended or revoked.
What would happen if a friend lets you borrow his insured car and you get into an accident but you do not own a car or have insurance?
I believe most insurances will cover the damages if the car is insured and you have a license, but if you do not have a license the insurance will not cover anything you are both liable. Your friend is liable for loning you the car without a license and you are liable for driving it.
Can auto insurance company drop an insured person who has a suspended license?
You will just have to contact your insurance company and ask them. Some companies will drop your policy while others will not.
If you have an expired license and get into an accident will your insurance pay the claim if your policy is paid?
If you have a current insurance policy and are in a car accident, but have an expired license, it is up to the insurance company if they will pay the claim or not. It could be in their clause not to, if a person does not have a valid drivers license, especially if you are the one at fault.
Does insurance go up when you get your license if you were in an accident with a permit?
Yes. In most cases, depending on your insurance company and state, your insurance will go up after an accident, especially if you have a learner's permit.
How does the insurance company of a licensed driver look at an accident where the driver they covered is at fault in an accident where the driver not at fault has a suspended license will the insuranc?
It does not matter to an insurance company that the other driver had a suspended license. Liability is determined by the factors of the accident and the evidence put forth. The fact that the other driver had no license does not affect liability or the handling of the claim.
Can insurance increase for other people having a license in the same household?
yes, the insurance company assumes that everyone at the same address with a license will be driving, one will be primary but everyone will have to be listed. if not and they get in an accident, the insurance company has grounds for dismissal.
