They don't charge you to get your personal belongings back... they charge you a "storage fee" for the time they stored your personal belongings. And yes, they can do that.
They don't charge you for your personal belongings.. they charge you a storage fee. Yep, it's 100% legal.
Of course. A charge-off is a tax benefit and has nothing to do with your bankruptcy.
Contact the trustee who is in charge of the case.
Yes. They generally charge a DAILY fee for storage of personal belongings. (Florida)
A charge-off is a tax-related matter and has nothing to do with bankruptcy. The debt is still owed.
* You have to contact the storage yard immediately. * If you have proof of ownership take it with you. (You might not need this.) * If you have proof that the car is registered in your name take that with you. * The storage yard should not charge you for holding your belongings if you have contacted them immediately. They might charge you some fee if they have to go to some trouble to get your belongings.
Yes, they can. Ultimately they have to PERFORM WORK to gather, label, secure, and keep safe your belongings. They can charge you for this because they were forced to perform work. The law allows them to be compensated for it.
Yes and no. If an account was already charged-off before the bankruptcy, it can be reported as a charge-off. By law, the creditors must charge-off accounts included in bankruptcy, BUT they can not REPORT that charge-off if it happens AFTER the bankuptcy. Negative reporting on discharged debts is a violation of the permanent injunction of the discharge.
If the vehicle is not a repossession and is in fact a law enforcement impounded vehicle, in California the answer is, NO. The law in California says "we towing companies" must allow you to pick up your property, however, we are only going to give the property to the legal owner of the vehicle. Therefore, bring them with you, picture ID in hand. No they cannot charge you to get your personal belongings from your car.They can charge a fee if they actually do something like inventory and store your belongings.
It has to be included in a bankruptcy filing. A charge-off is a tax break for the lender. It has nothing to do with whether the debt is still owing.
Yes because they are required to inventory and store it in a secure location.
Maybe. A chapter 13 is a repayment plan and in some instances will not affect the terms of the lender and borrower contract.
Charge off will still show up on your credit report as such as well as the bankruptcy. Chapter 13 requires the individual to repay a portion of the charged off balance this is a type of Settlement that the credit card companies/loan agengies will accept as legally binding agreement. Chapter 13 usually require a payment for 36 to 60 months.
All major financial transactions such as selling or refinancing property must be cleared by the trustee in charge of the chapter 13 bankruptcy. Failure to follow prescribed procedures can result in the dismissal of the BK and perhaps other penalties.
No. All transfers, sale, purchase of property or any major financial transaction must have the consent of the trustee in charge of the chapter 13 bankruptcy. The state of residency is not relevant, nor whether it is a federal or state bankruptcy.
Most attorneys will not charge you for preliminary questions associated with a possible bankruptcy. During this initial phone call, a good attorney will be able to identify whether you qualify for Chapter 7 or 13 bankruptcy, and many offer a free in-office consultation before proceeding with any fees.
it will show the balance & the bankruptcy followed there after.so the answer is NO. GOOD LUCK
They must return personal belongings as long as you pick them up in a timely manner and since it has been repo'd they can't charge you anything for storage, its not your car anymore
There is paperwork to fill out and a judge has to approve the dismissal. You can submit it to the trustee or judge in charge of your bankruptcy. If you have an attorney, the attorney can do this for you.
I filed chapter 7 yesterday and my attorney charged $800 plus the $300 filing fee so it was a total of $1,100.
Repossession companies must give you the opportunity to recover your personal belongings. That being said, they need not do so at the time of repossession. If they store your property for any length of time, the may charge a storage fee. They are not required to hold your property indefinitely either. If you make no attempt to recover you belongings, the repossession company will dispose of it after 30-45 days.
Most bankruptcy lawyers charge by the case. There are lots out there, you just need to call and get a quote from them.