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ANYTIME you are in DEFAULT, you are gambling the lender wont repo before you get the money to them. Its just that simple.

I actually worked for 8 years for the company that repoed me. I never took it personnl and I think people appreciated it. Mostly when a veh was repoed it was a mutual understanding. In this case I wouldn't of repoed the car. Always wanted to keep the person in the car. Anyways, that's me and it wasn't my call. People do get a thrill out of it, However, I never really did. :(

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Q: Can they repo your car if you are 59 days past due but called the creditor to tell them the payoff was in the mail?
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