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yes
Yes, as the fail under US jurisdiction
Yes, if the creditor sues the debtor and receives a judgment award the judgment can in the majority of US states be executed as a wage garnishment.
Yes, if the creditor sues the debtor and receives a judgment award the judgment can in the majority of US states be executed as a wage garnishment.
Yes, if you are a US citizen and your employer complies with the order of the court. If your wages are paid by a US corporation, they are subject to following the order of the court. In the case of a foreign employer, they may, or may not, choose to carry out the court's order. So-called 'private' lender student loans are guaranteed by the government - so if you default on a 'private' loan the government just reimburses them, and you will wind up owing that debt to the government anyway. Consider this however, obligations to the government never expire. There are no statutes of limitation on debts owed to the government and they'll get you now, or they'll get you later.
This is simple. You instruct whomever is driving the car to leave it at a dealership and notify the lender where it is. OR if you dont have that option, you tell the lender where the car is, who is driving it and any other info to help the lender repo the car.
no.
It's your wages that get garnished...not the credit card. Even then, garnishment would normally occur only after many other steps have been taken to collect the debt...and certain legal process done. (Understand too, the cost of any and all actions that are needed to be taken to collect the debt will become your obligation to pay too). A few states in the US restrict garnished wages to a few types of debts. Specifically, North and South Carolina, Texas and Pennsylvania allow garnished wages only for federal or state tax debts, child support, defaulted student loans that are federally guaranteed, or for compensatory damages decided by a court during a criminal or civil law suit. The exceptions though, not the rule.
In the US, the answer is usually not. A wage garnishment by itself will never get you out of default. To get out of a Default status, you must either consolidate your Federal loans or enter into a Rehabilitation program. The rehab program involves 9-12 on time payments, but these payments are separate from garnished wages. Consolidation is the easiest way out. Most lenders these days do not offer consolidation, but one company can help you get consolidated by a Federal lender, they are defaultms.com
Income of any kind that can be tracked by the US or state government is nowadays considered fair game for child support. The only "safe" income would be cash. Unless you have grounds to prove they are not your children, working with the authorities can help you avoid jail time, garnishment, losing your professional licenses (business operators' license), and other unpleasantries.
In certain states your wages cannot be garnished for certain liabilities. For instance, if you owe taxes, they will garnish your wages, if you owe child support and have been a deadbeat parent, they will garner your wages, however, there are some jurisdictions that will not garnish your wages for certain unsecured debt. More input from FAQ Farmers: * Florida but only if you are head of household. * South Carolina, too! * Pennsylvania, South Carolina, North Carolina and Texas do not allow wage garnishment for creditor debt. Florida does not have specific laws prohibiting the action, but does have laws that make it very difficult for wage garnishment against the "head of household." * Kansas - Special "purchased paper" law. Basically, if an account is sold to another company *BEFORE* judgment, a wage garnishment is not allowed. If an account is sold to another company *AFTER* judgment, then a wage garnishment is allowed.
If you are working for a U.S. company then the wage garnishment can in some cases be enforced.