Nobody can "finance" a car without first doing a credit application. If a dealership is offering that then you might be at a little lot - sometimes called "buy here, pay here" lots. Like DriveTime. These lots will finance you in-house (meaning they lend you their own money). and sometimes they will do it without running credit. But I'd think not. A traditional car lot (like Ford, Chevy, etc.) does not lend their own money usually, they get a bank to do the loan. And a bank ALWAYS requires a credit check. If someone needs a co-signer it's because their credit isn't good enough to get the bank to take the loan. It usually means they don't earn enough money, they haven't got enough credit history, or they have a bad credit history. In any of these cases they are looking for someone more responsible than you to co-sign. So whoever it is that has bad credit and is unemployed - they won't work in this instance. I used to sell cars, so I know how the financing works. Good luck to you!
Yes. In many states, the dealership can send in an application for credit approval without a signed credit application. That is called pre-approval. They can make it real easy for you to buy. The loan does not become official until you sign the papers. You do not owe one cent until you sign the papers and drive off in your car. Still, the dealership can do the work of getting you credit approval before you sign anything.
Not without a court judgment and a Sheriff Deputy present. If they try otherwise, call the police and have them arrested for trespassing.
Nope.
No, the refinancing without the consent or knowledge of the original cosigner created a breach of the original lending agreement and the cosigner is no longer legally obligated for the debt.
No.
The only option is for the loan to be refinanced without the particpation of the present cosigner.
Nothing. The only option for being remove as a cosigner is to have the original loan refinanced without the cosigner participating.
Student loans are provided without consigner based on needs. For example if you are independent from your parents, you can qualify for student loans without cosigner.
Possible fraud charges.
if you take it to your personal bank and ask them how much you need to have paid already they can indeed refinace you and remove the cosigner
A cosigner can only be relieved of the financial obligation through refinancing of the loan without the current cosigner's participation.
The only way to take a cosigner off of a loan is to refinance it.