NO
No other people can be in the car of a learner driver besides the instructor in Victoria. The driver is not allowed to have any sort of passengers while he is learning.
Several companies offer car insurance for learner drivers including the AA, Aviva and City Insurance. If the learner driver is going to be learning in a car owned by a qualified driver with their own insurance policy it may be possible to add the learner driver to that policy for a nominal fee.
Since they are not physically "operating" the vehicle, no, they don't.
The learner driver was classed as proficient in driving their car
As many as the car is designed to take.
There are too many variables to give one answer that will cover everyone in every car in every location. In my state there is no additional charge for insurance that covers a driver with a learner's permit, since they MUST be in the car with a licensed driver while driving. Once they get their actual driver's license, THEN there is a charge for their insurance. For a best answer, talk to the insurance company that now insures the car in question.
Yes it is possible but getting an insurance with the temps. is hard
A parent or someone who already has a drivers license ONLY
only if you have a licensed driver in the car with you
No other people are allowed in the car besides the driver and instructor, so the answer is 0.
NO! A licensed driver must accompany you.
Yes. In the United States it is called "uninsured motorist coverage." Oops, I misread the question. UMC described above is if someone without license or insurance hits your car. You can be insured on a car owned by a banned driver as long as you are registered to drive it. The cheapest way to go in that situation is to register yourself as the primary driver and the banned driver is completely taken off the registration. This way, the banned driver still holds the title but is not registered to drive it, and the insurance will be less.