Can you drop your health insurance coverage at anytime from your employer?
ofcourse! Read More
The Cobra health insurance temporarily extends the coverage by your sponsor or employer. This implies that you can get it after a loss of a job or loss of benefits. Read More
Beth C. Fuchs has written: 'Mandated employer provided health insurance' -- subject(s): Employer-sponsored health insurance, Health Insurance, Insurance, Health, Law and legislation, Medically uninsured persons 'Private health insurance continuation coverage' -- subject(s): Continuation coverage, Health Insurance, Insurance, Health, Law and legislation, Legislative history, United States 'Taxation of employer-provided health benefits' -- subject(s): Employee fringe benefits, Health Insurance, Insurance, Health, Taxation Read More
Private health insurance is an alternative to government issued health insurance. It can be provided through a union or employer or one can purchase it from a private health insurance company. Read More
Once per year, individuals who receive health insurance through their employer have the option to change their coverage or keep their current coverage. Read More
Cobra is the health insurance taken by an individual to replace his employer subsidized health insurance while shifting between two jobs, in order to maintain his status of continuous coverage. Read More
Can an employer in OH legally deny coverage for a spouse if the spouse's employer offers health insurance?
Generally insurance coverage should be offered to an employees spouse. It does not matter if they are offered coverage from their employer whereas it provides an additional option in case 1 plan is more affordable than the other. Read More
Can your employer's health insurance require your husband to take his employer's health insurance if his is not free and not as good as yours?
My employer requires that my husband participate in his company's health insurance or they will drop him from their insurance. Insurance is a choice offered as a benefit by the employer because the employer is paying a portion of the cost to be insured. You do not have to participate if you don't want to. Also, the question being answered is that can an employer force an employee's spouse to take coverage offered elsewhere: NO… Read More
Can an employer legally deny coverage for a spouse if the spouse's employer offers health insurance and the spouse is pregnant?
No. See link for citation. Read More
When your company offers health insurance are you required by law to have health coverage to work Do you have to opt in?
If you are required by law to carry insurance, you can either have it through the employer or provide your own. They cannot legally force you to opt in to their coverage. Read More
It is exactly what it says. The EMPLOYER provides health insuance coverage if you desire to avail yourself of it. The employer MAY cover all of the cost, some of the cost or none of the cost. But, because you are part of a group insurance plan, the cost will generally be less than finding a policy on your own. Read More
Insurance companies have the legal right to terminate insurance coverage when the monthly premium is not paid as agreed. Read More
Humana is considered to be one of the best health insurance providers in the United States, but the level of coverage varies between plans. If you purchase yourself you can decide on the amount of coverage vs. cost, but if you get it through an employer they will decide your level of coverage themselves. Read More
Assuming the employer offers coverage to spouses, then the employer would not have the right to turn a spouse away. The spouse's loss of coverage is a "qualifying event" and the employer's insurer would allow the spouse to join. Read More
Perhaps the most beneficial reason is that someone else is paying all or a portion of your health insurance costs for you. Even if your employer pays 50% of your health insurance cost that's 50% less that you don't have to pay directly out of your pocket with post-tax $. Employer coverage is definitely a lot more limited on the choices of benefits & plans as opposed to the myriad of choices available if you… Read More
Small business health insurance may take a huge chunk out of your revenue. Health insurance companies must sell you any small employer health plan they sell to other small employers in your state. Group health insurance is employer-sponsored health coverage for business owners, employees and often for dependents. Read More
If your employer offers health insurance and you opt not to have it are they required to compensate you for the cost of a premium?
No. Keep in mind that insurance coverage is very expensive and the employer, as a rule bears the largest amount. Read More
Short term health insurance is temporary coverage designed to fill gaps in coverage. Short term health insurance plans provide you with coverage for a limited period of time, and may be an ideal solution for those between jobs, waiting for other health insurance to start, so if that is the case then you may want to look into it. Read More
Employers only have to provide health insurance if they meet certain legal requirements. A business must have a certain number of full-time employees for it to be required to provide insurance for health coverage. Read More
Can an employer force an employee to drop group health insurance coverage because the employee is eligible for coverage through his spouse's plan?
No. The employer cannot force you not to take the coverage. However, if you don't want you may have to sign a waiver. Read More
Can you receive financial compensation from your employer if you do not take your employer's health insurance?
Yes. A company may offer a credit if you decline insurance as long as you have other coverage. If you dont have other coverage you can't opt out of insurance if offered by your company Read More
This is determined by the employer who is paying the premiums for coverage. If there is a local domestic partnership registry available, then the requirement is usually a certificate of registration of domestic partnership. Otherwise, the requirement can be merely a notarized affidavit of domestic partnership in a format prescribed by the employer. Assuming the policy that has been purchased by the employer offers domestic partner coverage, then the insurance company will provide coverage to… Read More
Yes. Depends on company rules and if it's HMO or PPO coverage. Read More
a medical/health coverage insurance for a policy holder and his/her dependent that can be paid for privately or by your employer. A deductible is paid for services like doctor appointments or ER visits. Read More
Individual health coverage can be bought from many health insurance providers. A health insurance provider that sells individual health coverage is Kaiser Permanente. Read More
No, they can't force you to buy it from your job. You can buy your health insurance wherever you want too. That's between you and the insurance company you choose to purchase coverage from. Read More
Spousal carve out is when an employer has a provision in their health insurance plan by which they deny coverage of an employee's spouse if he/she qualifies for, whether declined by him/her or not, coverage under another plan. Read More
If a health insurance plan covers domestic partners does a employer that carries that insurance have the right to deny coverage?
A health insurance plan is designed based on what the employer wants. So if a plan says that domestic partners are covered then the employer group is the one that put that wording in the policy. So if an employer wont cover a domestic partner then domestic partners aren't covered company wide. Read More
Yes and no, depends on the circumstances. Are they similar situated individuals? Does the employer care about the premiums being tax deductible? Read More
Your employer cannot legally cancel your health insurance without your knowledge. If an employer chooses to cancel your health insurance he or she must notify you. Read More
No - a employer does not have to pay health insurance. Read More
United Medical Resources Insurance offers basic health care policies designed for the individual or small companies and corporations. Particular policies will vary from person to person or employer to employer. Read More
If you are denied temporary health insurance can you still be eligible for insurance from the same company when you start your new job?
Generally yes. Most employer coverage is guaranteed issue. If you applied for an individual coverage and were denied for underwriting reasons that should have no effect on the employer plan. In fact, it is common for someone with an uninsurable condition to make the availablility of health insurance a prime consideration when looking for a new job for this very reason. Read More
It depends on where you are as to how you get your insurance. In the United States, your employer ether has health insurance available or does not have health insurance available. Some musicians work for an employer who provide health insurance. Many do not provide it. Read More
Can you drop your health insurance coverage at anytime from your employer? Read more: http://wiki.answers.com/Q/Can_you_drop_your_health_insurance_coverage_at_anytime_from_your_employer#ixzz1d7yLrC9k Read More
If an employer pays the premium on medical insurance and forces an employee to take that coverage is there anything the employee can do if they are covered under another plan?
Contact your human resource or personnel department people. If you have to self-pay for your health insurance coverage at your workplace you may be able to select not paying for it and decline the coverage. It depends on the insurance laws in your state and what is the policy at your workplace. If your employer pays for the insurance for you and you don't have to pay anything then why turn it down? Medical care… Read More
There are lots of reasons that dropping your health plan at any time is unwise. But to answer your question: You can go for up to three months without health insurance, and still not have to pay the penalty/ tax. You drop your health plan by stopping your monthly payments for it. If you are covered by an employer plan, you would notify your employer. The employer will have forms for you to sign, and… Read More
The employer does not have to pay for the spouse's coverage. It can be offered to the employee and the cost taken from his/her paycheck to cover the spouse. There is no legal requirement for the employer to offer coverage for spouses -- even at the employee's expense. However, it would be very unusual for a plan to cover only employees and not have coverage available for spouses and children. Read More
Your employer does not. Under a federal act known as COBRA (1985), you are entitled to continue your coverage through your employer's health insurance company at the full rate (your premium plus whatever your employer paid) or you may elect a lesser coverage plan under the same health provider, for up to 18 months (in most cases). While there is an additional act known as ARRA (2009) in which the government provides some eligible individuals… Read More
To continue individual health insurance after a divorce, one can apply for an insurance coverage under the Federal Law COBRA. It means that person will be covered by his/her ex-spouse's insurance plan obtained from the ex-spouse's own company or employer. Read More
"You get private health coverage or insurance by purchasing it from a private health insurance company. There is Athem Blue Cross, and that is the main one." Read More
If your spouse is a cancer patient and on COBRA with your former employer until you get new group coverage with your new employer does the pre-existing condition rule apply to you? My former employer has United Healthcare Insurance, and my potential new employer has Blue Cross Blue Sheild Health Insurance. Read More
The health services that MassHealth offers are different. The offer different Health Insurance plans. Family insurance coverage and individual coverage. Read More
You can easily write a reinstatement letter to your health insurance by including your previous dates of coverage, the reason for the termination of your coverage, and the reason why you want to reinstate your health coverage. Read More
No, an employer cannot suspend health coverage if the employee pays part of premium. as per Law.In case where the employer pays the entire premium, he can suspend health coverage on one pretext or other.But when the premium is equally shared by both the employer and employee, it would be a contractual violation and the employee can sue against his employer for remedy. Read More
There is a lot of controversy as to whether COBRA Health Insurance is worth buying. It is a temporary insurance that continues coverage at one's own expense if employer sponsored health benefits have been lost. One can find more information about this insurance as well as the controversy surrounding it on the Bankrate website. Read More
Yes the employer can pay the health insurance but is not required to by law. He is encouraged to for bettering the employees benefits. Read More
There are many companies that offer travel health insurance coverage. These companies include Geico, AllState, StateFarm, E-Health Insurance, and Golden Rule. Read More
An employer in Texas that has 50 or fewer employees, must offer health insurance to all employees. If the employer has more than 50 employees, he can offer health insurance to a "class" of employees and not another. For example; the employer may offer health insurance to all employees classified as management, and not offer insurance to employees in other classifications. Read More
If you are a single person who doesn't get health insurance benefits from your employer, the best plan for you to get is a customized individual plan. You can pick and choose only the services that you need and save money on the coverage you don't believe you will need. Read More