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Maximum limit has no actual definition - it is simply a cap placed on the policy in the event of such.

Dependant upon your injuries, there may be monetary award for pain and suffering, aside from necessary benefits. As for medical payments there is coverage in effect regardless of fault. If the accident is proven not At Fault, in your favor, the property damage coverage shall apply to indemnify you. You're vehicle shall be repaired or replaced at actual cash value.

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โˆ™ 2011-09-12 14:44:27
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Q: Can you expect to receive the max limit allowed under the uninsured motorist portion of your auto policy following a rear-end collision with injury in addition to medical payments and property damage?
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Related questions

What is an uninsured motorist endorsement?

An uninsured motorist endorsement is an added insurance policy for motorists. It covers injuries that have resulted from a collision by an uninsured driver.


In a collision an uninsured motorist was at fault who pays for the damage insurance or uninsured motorist?

The insurance will pay for your damage if you have insurance from underinsured motorists. Otherwise, the motorist will pay for it who doesn't have insurance if they have any money.


Do you have to pay the deductible when your car is damaged by a hit and run driver if you don't have uninsured motorist coverage?

If you do not have an uninsured motorist property damage coverage, your collision might be used to pay for the repairs to your car, in which case your collision coverage deductible will be used.


If someone dented your car in a parking lot then left would your uninsured motorist insurance cover the damages?

no, uninsured motorist coverage is for injuries only when an uninsured motorist hurts the occupants of a vehicle......there is a coverage called uninsured motorist property damage, (most people do not have this and are even unaware that it is available, and is not available in all state) if you have that or collision coverage those will cover the damage to your vehicle ........


Who is considered an uninsured motorist?

Anyone without valid auto insurance that is driving is an uninsured motorist.


What does waiver of collision deductible coverage in California for uninsured motorists coverage?

The California Collision Deductible Waiver (CDW) is coverage which waives your collision deductible if you are hit by a negligent uninsured motorist. The CDW option with a personal auto insurance policy in California pays your collision deductible when you carry collision coverage on a vehicle that is damaged by an uninsured or hit-and-run motorist who is at fault. Coverage typically applies only when there is actual physical contact and when you can identify the uninsured driver or vehicle. Some insurance companies will not even talk about the coverage even if it is included in your policy until you bring it to their attention.


Will your uninsured motorist coverage cover an accident from an at fault unlicensed uninsured driver?

Yes. The initial trigger for entitlement to uninsured motorist benefits is involvement and injury in a motor vehicle collision with an uninsured motorist. According to state law, there may be other requirements as well (such as the existence of a permanent injury or significant scarring), but lack of insurance by the adverse party is the first requirement. Note also that, again depending upon state law, if you as the injured party negligently caused or contributed to the collision, your recovery may be reduced accordingly.


Is uninsured motorist property damage necessary if I have comprehensive and collision coverage?

Uninsured motorist property damage coverage is usually not required and sometimes is not offered at all in a particular state. If it is offered in your state you should consider purchasing it. One accident with an uninsured driver can leave you with significant bills to cover your property damage.


If you rear-ended someone and you dont have collision will your insurance company still pay for the damage of your car?

No your vehicle is not covered. That is why it is always recommended that you carry comp and collision and uninsured motorist.


What to do when a new leasing car was totaled by a uninsured motorist?

file a collision claim with your insurance company once all is settled they will go after (subrogate) the uninsured (assuming they are at fault) party to recoup theirs and your money.....


If someone hit your car and didnt have insurance is it covered by uninsured motorist?

Yes as long as your policy has uninsured motorist coverage on your policy.


Is it necessary to carry uninsured motorist coverage in Arizona?

It is not a mandatory coverage. However, you have no bodily injury coverage if you are injured by an uninsured motorist.


What states offer uninsured motorist insurance?

states like washington, newjersey, neyork, pensilvania, virginia, offers uninsured motorist


What is uninsured motors insurance?

Uninsured MotoristUninsured motorist is pretty much insurance where if someone hits you and they lack auto insurance, your insurer will still pay damages for your car.


How can you recover from an uninsured motorist?

If you have uninsured motorist coverage let your insurance company settle with you then recover from the motorist in court. If you don't you will have to take the motorist to court yourself. Your insurance company is far better equipped for this than you are.


What is Uninsured motorist protection?

Uninsured motorist coverage provides coverage for bodily injury, and in some states property damage incurred by an uninsured driver or a driver with insufficient liability limits.


Can you file a lawsuit against the state if an uninsured motorist wrecks your vehicle?

No. The state is not responsible for the accident or the driver. You can file suit against the uninsured motorist.


Should I put uninsured motorist insurance on my car or truck?

It is a very good idea to have uninsured motorist coverage. You need to always have yourself protected.


Can you reject just uninsured motorist bodily injury and keep uninsured motorist physical damage?

It doesn't matter what we say here. Ask your insurance company!


What is statute of limitations for uninsured motorist in Virginia?

4years


Does uninsured motorist insurance pay if you hit a deer?

Uninsured motorist covers you in the case you are in an accident with another driver that does not have insurance. Comprehensive coverage is what will pay when you hit a deer.


What does uninsured motorist coverage mean?

Uninsured motoristUninsured Motorist coverage (which is required coverage in many states) covers injuries that the driver and occupants of a car sustain when the at-fault vehicle was not insured for liability coverage. UM does not cover the physical damage to the vehicle. UMPD (uninsured motorist property damage), where available, covers that physical damage. UMPD is essentially similar to collision coverage, which is first party insurance that pays regardless of fault, subject to a deductible.Uninsured motorist coverage pays essentially the same type of benefits (such as for pain and suffering) as the liability insurance of the other party would pay if the at-fault party had liability insurance. Additionally, the uninsured motorist insurer will generally evaluate a claimant's injuries in much the same way as a liability insurer would, and the claimant is subject to a reduction in damages for contributory or comparative negligence according to the law of the jurisdiction.


Would your car be covered if it is parked in your yard and is hit by an uninsured person under your full coverage?

If your "full" coverage includes Collision coverage then the answer is yes, or if you don't but do have Uninsured Motorist Property Damage coverage then the answer is also yes. I think some states have the UMPD listed seperately on the policy even if you have Collision coverage.


Does uninsured motor vehicle - pd cover damages to your car?

If you have automobile insurance with an uninsured motorist property damage endorsement it covers damage to your car caused by an uninsured motorist. If you have collision coverage the endorsement will pay your deductible. If you don't have collision coverage the endorsement will pay for damages up to a set amount, typically $3500. Before it will pay it has to be determined that the other party was at fault and that they have no insurance. In the case of a hit and run driver it wouldn't pay because it would not be possible to determine whether or not they had insurance.


What is a description of the options available with auto insurance?

Options available with auto insurance are Liability, Medical coverage, Collision and comprehensive coverage, and Uninsured motorist coverage.SK(APEX)