0
Can you file a homeowners insurance claim to replace an above ground pool?
Wiki User
∙ 12y agoWant this question answered?
Be notified when an answer is posted
Add your answer:
Earn +20 pts
Does Homeowners insurance cover water damage from sprinklers soaking through walls?
As long as the water entered above the ground surface level.
Does insurance pay for above ground pools when they are damaged as a result of frost in the ground going too deep because of lack of snow thus shifting the pool walls and liner?
Typically your above ground pool is covered as 'personal property' under your homeowners policy. Personal property is limited to coverage for a specifically listed number of 'perils' in your policy. I dont believe you will find a listed peril that this loss description would fall under. I CAN TELL YOU FROM PERSONAL EXPERIENCE AN ABOVE THE GROUND POOL WOULD NOT BE COVERED BY FROST OR MOVEMENT OF THE WATER OR ICE. THE ONLY TWO WAYS THAT AN ABOVE THE GROUND POOL WOULD BE COVERED BY A HOMEOWNERS INSURANCE POLICY ARE AS FOLLOW: 1. A RIDER WAS PURCHASED JUST FOR THE POOL AT AN ADDITIONAL COST, PRIOR TO THE LOSS. 2. DAMAGE DUE TO VANDALISM.
Above Ground Pool Decks?
An above-ground pool can be a great choice for many homeowners and their families. When installing a raised deck for an above-ground pool, there are several important things to remember. It's essential to make sure that a raised deck can be connected to the lip of an above-ground pool. In some cases, an above-ground pool may be a separate structure from a deck. This can be a serious tripping hazard for people entering a pool.
What do you have to have to not make insurance go up if you have an above ground pool?
A fence around the pool
Can you get insurance on a house under construction?
Yes, Coverage is available under a builders risk policy. If your home is just going through remodel, it may be possible for homeowners insurance to continue during construction, if not you will have to purchase builders risk as mentioned above. Have your homeowners insurance agent confirm with the carrier, the same agent can probably do the builders risk policy for you.
What do you do when above ground vinyl pool bottom is thinning out?
You have no choice but to replace the liner
If you are renting a house and want to set up an above ground pool who's insurance needs to be notified the renters' or the home owners'?
The homeowners insurance would need notification.I would notify both cause actually both the renter and the owner can be at risk as far as liability. I would recommend increasing your liability limit to at least 300K if its not there already.
Will homeowners insurance pay for damage to an above ground swimming pool?
Above ground pools should be considered "Other Structures" under Coverage B of the homeowners policy. They don't have to be attached permanently--look up the definition of "structures" in the dictionary. But some insurers insist they're personal property, so check with your company. The following provision is the real problem: "loss to a...swimming pool...is not included..unless the loss is a direct result of the collapse of a building...." If your policy contains that wording (usually found in the Additional Coverages section), you probably won't be covered for many common causes of collapse. Finally, note that homeowners policies are not created equal--they differ from company to company, so be sure to read the fine print. '
Which company offers the best rates for homeowners insurance?
As of 2013, the top three homeowners insurance companies that provide the best rates are as follows: Liberty Mutual, Amica (Auto Home Life), and Progressive. This above answer is way off base (Progressive only offers homeowners using another partner company). It depends upon which part of the country you live in! The only way is to call the captive agents aka State Farm, Nationwide AND Independent Insurance Agents and ask them to shop it for you.
What is umbrella insurance?
Umbrella insurance is extra liability insurance. It is designed to help protect you from major claims and lawsuits and as a result it helps protect your assets and your future. It does this in two ways: Provides additional liability coverage above the limits of your homeowners, auto, and boatinsurance policies.
What companies are known for having affordable homeowners insurance?
Owning a home can be a headache in its self; trying to find the most affordable homeowner insurance can become a migraine. But fear not, homeowner: Allstateagent, Progressive, and Geico have you covered. The three insurance companies listed above are the most trusted insurance companies known worldwide.
What does a normal home insurance cover?
A standard homeowners' insurance policy will cover damage to the interior or exterior of the house as well as damage or loss to personal belongings. However their exists a variety of home insurance options so what you are covered for may be more of less than stated above.
