Yes, you can take loan from any bank. But they needed some proof of your identity or some guaranty like if you have any government job or properties to show them.
Typically you need a car with insurance to get a title loan. If your car is totaled, the loan company are entitled to that money since they hold the title for your car.
No they can not!
Yes, they would obviously know about it. When a title loan company offers you a title loan, it will check the car title well in advance. When it checks the title, it will easily come to know about any liens.
You didn't have the title to begin with. The loan company or bank does. So, you didn't loose it, but you may loose the car since it is in default . The loan company/bank owns the car, not you.
Assuming you used the car's title to guarantee the loan - IF you fail to repay the loan, they can repossess your car ANY time they want to ! The title of the car remains the property of the loan company until you repay your debt.
Yes.
Why would they NOT be able to repo a car they purchased the title to? READ your contract.
Yes they can
No. You are not able to get a title loan on a car that is not fully owned by you. By this it means if there is a lean on your vehicle you are not able to get a loan on it, because it is not yours to give away if you do not pay your loan off with the company.
Yes, but you would have to get a loan for the payoff amount from the loan company you want to use
I don't know, But when you made the deal with the finance company to buy a car they would/should be holding the title to the car until the loan is paid off. One way to figure this out is do you currently have the title in your passion? (make sure) If you do have the title that would mean that you probably took out a personal loan. If the finance company does go to put a lien on your home they have to take it to court, YOU MUST GO TO DEFEND YOURSELF, So when you are in court you can tell the judge your side of the story, (if you don't want the car, and you do have the title ) offer the title up as payment to satisfy the loan. Another thing, When you applied for the loan you talked to a loan officer, and you told them you wanted a car loan. Tell this to the judge, and then ask the judge why would the loan company not hold the car title for collateral? (think about it) Also when you go to court, you might want to think about getting a lawyer ! good luck
They can only repossess the vehicle which was on the loan agreement. Taking any other vehicle is theft.