Yes, the bank will calculate your combined incomes to determine how much they will loan to you.
It depends on your state. You should definitely get a lawyer!
It really depends on the state in which you live and whether or not you are referring to a married couple. It also depends on what you mean by "sign for a home equity loan." In Texas, for example, both spouses would have to sign for a home equity loan. And as for the signing, both have to be at closing to sign the documents, but they are not both required to be on the loan itself (i.e. responsible for paying off the debt). Your best bet would be to call around to a couple of local banks and ask the question. I mention a couple, because that increases your odds of getting correct information instead of just one person thinking they know what is the correct answer.
It will only affect the non-filing spouse if the couple apply for some type of joint credit, such as a home mortgage. It will not affect the new spouse's credit report/score.
That question can not be answered without the overall expenses being outlined. When true debt-to-income ratios are calculated, they include all debt known to the lender from credit cards, auto loans, home insurance, home taxes...etc.
A couple might want to co-mingle their finances if they want to improve the way companies view the finaces of the couple. If they want to purchase a home, it helps to have 1 pot to draw from.
Yes. There is no legitimate reason to prohibit same-sex married couples from adopting children. The advantages of being adopted by a same-sex married couple are (1) a stable family life at home; and, (2) whatever benefits accrue from being adopted by an opposite-sex married couple, since the gender of the parents does not affect their ability to successfully parent adopted children.
At 11 Years Old they can be left alone if they're from a married couple. At 12 if they're a girl alone from a non married couple. 13 for a boy if they're alone from a non married couple.
A newly married couple can find cheap home insurance from State Farm Insurance Company. This company is reputable. State Farm provides other types of insurance as well as home insurance.
You buy a crip from the store and put it in a home of a married couple
You buy a crip from the store and put it in a home of a married couple
It depends on the couple. Some do and some dont.
You buy a crip from the store and put it in a home of a married couple
You buy a crip from the store and put it in a home of a married couple
An interview at the residence of the married couple is generally only done when there is reason to suspect the marriage is not a legitimate one and the couple do not actually reside in the same household.
Many Muslims get married in a Mosque or Masjid, but there are also some who choose to get married at home or a hotel, or any wedding hosting venue. It depends on the couple.
running scared, 2006, paul walker, vera farmiga
I recently heard Rachel mention her husband on the air a couple times.