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You can get a mortgage even if your in chapter 13 bankruptcy ... some mortgage companies even deal in that .. my advice to you is that if you want a mortgage go to a mortgage broker or respond to some telemarketing call and just explain him your situation and get a free Quote so what they can offer you .. if you like the deal then sign up and keep on taking quotes it wil help you get good rates ! * Perhaps, but the terms would not be favorable to the borrower. FYI, while participating in a BK 13, the petitioner cannot make any major financial transactions (morgage, vehicle loans, second mortgages/line of equity credit, etc.) without permission from the bankruptcy trustee/cpurt. It is never a good idea to enter into transactions that the consumer has not sought out for themselves, such solicitation whether by telephone, e-mail, postal, etc. is always risky.
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∙ 17y ago
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If you are dismissed from a chapter 13 and have your mortgage reinstated can you refinance your home?
You can refi a day out discharging of bankruptcy depending on the situation.
How long will a dismissed bankruptcy stay on your credit report?
i am A Mortgage Broker The Bankruptsy Never Leaves The VCredit Report But if You Are Trying To Do Something With Your Credit Banks Go off The Discharge Date * 10 years for a dismissed chapter 7 and 7 years for a dismissed chapter 13.
How long does a dismissed chapter 13 bankruptcy stay on your credit file?
A Chapter 13, whether it is dismissed or successfully receives discharge, is on your credit report for 7 years. A chapter 7 is on your credit report for 10 years. i called equifax and a discharged chapter 13 stays on for 7 years and a dismissed chapter 13 stays on for 10 years
What is a good mortgage company than can help you out of chapter 13?
A Mortgage company can not help you get out of chapter 13 when your ten years is up then your be out.
How can you convert from a Chapter 13 to a Chapter 7 without your spouse even though both are on a dismissed with prejudice Chapter 13?
Since its dismissed w/ prejudice - Wait 180 days and file an individual chapter 7. Your spouse does not have to file.
If you are dismissed from a chapter 13 and have your mortgage reinstated can you refinance your home?
You can refi a day out discharging of bankruptcy depending on the situation.
How long will a dismissed bankruptcy stay on your credit report?
i am A Mortgage Broker The Bankruptsy Never Leaves The VCredit Report But if You Are Trying To Do Something With Your Credit Banks Go off The Discharge Date * 10 years for a dismissed chapter 7 and 7 years for a dismissed chapter 13.
Your Chapter 13 case was dismissed because your income was cut and you were no longer able to pay your monthly mortgage can you file for Chapter 13 again if you have someone who will be helping you?
You may have a 6 month waiting period before you can refile.
If you voluntarily have a chapter 13 bankruptcy dismissed will your creditors be notified of the dismissal?
Yes. If you voluntarily have a chapter 13 bankruptcy dismissed, your creditors will be notified of the dismissal.
How long does a dismissed chapter 13 bankruptcy stay on your credit file?
A Chapter 13, whether it is dismissed or successfully receives discharge, is on your credit report for 7 years. A chapter 7 is on your credit report for 10 years. i called equifax and a discharged chapter 13 stays on for 7 years and a dismissed chapter 13 stays on for 10 years
If you gave up a car in chapter 13 will you have to pay for it if the chapter 13 is dimissed?
if your chapter 13 gets dismissed can you buy a car
What is a good mortgage company than can help you out of chapter 13?
A Mortgage company can not help you get out of chapter 13 when your ten years is up then your be out.
How can you convert from a Chapter 13 to a Chapter 7 without your spouse even though both are on a dismissed with prejudice Chapter 13?
Since its dismissed w/ prejudice - Wait 180 days and file an individual chapter 7. Your spouse does not have to file.
Can a chapter 13 bankruptcy be dismissed if the petitioner dies?
Yes.
In South Carolina when can a chapter 7 bankruptcy be filed after a chapter 13 has been dismissed?
Two years after the date of the chapter 13 dismissal.
Can you file chapter 13 after being dropped?
IF by dropped you mean the case was dismissed, the answer depends on when and why the case was dismissed.
Can a chapter 13 bankruptcy that has been dismissed be discharged?
No, once a bankruptcy is dismissed it has to be refiled after the time limit has expired. The time limit to refile after a chapter 13 dismissal is two years.
