We have a lawyer but he has not contact us back. We are behind on the mortgage.
They can proceed with a foreclosure or whatever "cure and remand" action they so choose.
Yes, so long as you keep making the mortgage payments. If you stop paying, eventually the creditor will be allowed to foreclose on the property.
Mortgage debt relief is an incredibly hot topic the world over. Generally, one should look into a credit repair type company for assistance in any type of debt relief, including a mortgage debt.
When you filed your bankruptcy, the court issued an automatic stay which prevents any creditor from moving forward with collection efforts. For whatever reason, this particular creditor wants to proceed with collection and it must request the permission of the bankruptcy court by filing the motion for relief from automatic stay.
Unfortunately, mortgages for second houses and rentals do not qualify for mortgage relief.
Not enough information contained in question.. Plaintiffs motion for WHAT? Motion for relief of WHAT?
Please go to www.mortgagereliefonline.com. There you will be able to learn more about mortgage relief and how you can get help.
It is still yours until foreclosed formally...the stay just means they can do so.
If the motion is granted, the BK court is allowing the creditor to seize/take back the property, so no, you would not be allowed to keep the property
Automatic Stay is the thing that is automatically done when you file bankruptcy. It protects the assets of the bankruptcy estate. It prevents collection attempts. It stops foreclosure / evictions. A motion for relief from automatic stay is filed by a creditor when they want to foreclose, continue foreclosure, eviction, reposession, etc. Speak with an attorney about your specific situation. If you can not find an attorney, contact your local Bar association and they will refer you to one.
There is actually a website that you can go to, to learn more about mortgage relief. It is www.mortgagereliefonline.com, there you will learn everything you need to know
There are various programs out to assist you with mortgage relief. Some of the programs include HUD and also a website you could go to called www.mortgagerelief.com.