Paying a second major medical insurance premium to fill the gaps in your primary coverage may not make sense. You will probably pay more in premium, than you might expect to receive in benefits.
Supplement insurance programs might make more sense, as the premium cost is much lower, and the benefits are paid directly to you rather than the doctors and/or hospital. Short term disability will cover your maternity leave, plus any other missed work due to complications, accidents or injury. Hospital indemnity insurance will cover your maternity labor and delivery, plus pay additional benefits if your child spends time in the NICU.
You will need to apply for these programs preconception.
Yes
As long as it is a covered expense by your secondary insurance and a claim has been filed with the primarty insurance then the answer is yes. The secondary insurance will only cover the expense according to your plan.
The secondary insurance cover both pays and co-pays of the primary insurance depending with the insurance company.
Some will. Check with the secondary insurer.
appeal to secondary insurance
Yes, if the secondary insurance plan covers it In the pharmacy (drugs) world of primary and secondary coverage, this is true.
The olfactory cortex is located within the medial temporal lobes.
Only if the pregnancy began before the insurance policy.
Yes. Your doctor is not required to file to your secondary insurance.
Secondary insurance will not pay the claim but the remaining charges should not be billed to the member/patient. Provider of service should write off the patient responsibility that primary insurance applied.
Yes, you can have a secondary beneficiary on your life insurance policy. If the primary beneficiary is no longer living when you pass away, the secondary beneficiary would receive the proceeds from your life insurance policy.
== == If secondary insurance denies coverage, YOU get to pay the bill. == ==