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Paying a second major medical insurance premium to fill the gaps in your primary coverage may not make sense. You will probably pay more in premium, than you might expect to receive in benefits.

Supplement insurance programs might make more sense, as the premium cost is much lower, and the benefits are paid directly to you rather than the doctors and/or hospital. Short term disability will cover your maternity leave, plus any other missed work due to complications, accidents or injury. Hospital indemnity insurance will cover your maternity labor and delivery, plus pay additional benefits if your child spends time in the NICU.

You will need to apply for these programs preconception.

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Q: Can you get medial as a secondary insurance for pregnancy?
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Will secondary insurance pay the co insurance amount of primary insurance if you have met the deductible in secondary insurance?

Yes


Will secondary insurance cover claims denied by your primary insurance?

As long as it is a covered expense by your secondary insurance and a claim has been filed with the primarty insurance then the answer is yes. The secondary insurance will only cover the expense according to your plan.


Does secondary insurance cover or pay copays of primary insurance?

The secondary insurance cover both pays and co-pays of the primary insurance depending with the insurance company.


Will secondary private insurance pay deductible from the primary insurance?

Some will. Check with the secondary insurer.


What do you do if your doctor does not submit to your secondary insurance and now its denied for timely filing?

appeal to secondary insurance


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Yes, if the secondary insurance plan covers it In the pharmacy (drugs) world of primary and secondary coverage, this is true.


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The olfactory cortex is located within the medial temporal lobes.


Is pregnancy preexisting in group health insurance?

Only if the pregnancy began before the insurance policy.


Can your doctor bill you before submitting a claim to your secondary insurance?

Yes. Your doctor is not required to file to your secondary insurance.


If the primary insurance allows more than the secondary insurance what would the secondary insurance pay?

Secondary insurance will not pay the claim but the remaining charges should not be billed to the member/patient. Provider of service should write off the patient responsibility that primary insurance applied.


Can you have a secondary beneficiary on your life insurance?

Yes, you can have a secondary beneficiary on your life insurance policy. If the primary beneficiary is no longer living when you pass away, the secondary beneficiary would receive the proceeds from your life insurance policy.


If primary insurance denies coverage and you have secondary who is responsible to pay the bill?

== == If secondary insurance denies coverage, YOU get to pay the bill. == ==