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Can you insure a car titled to your son Or will it have to be in the parents name He will be listed as principle driver of the car on the parents policy Would this effect an accident claim?
Wiki User
∙ 18y ago
The vehicle must be insured by the person whose name appears on the title. Only the person who holds the title/deed to property has insurable interest in said property, thus they are the only ones who can take out an insurance policy to protect it. If the parents wish to insure the vehicle on their policy, they must have the vehicle re-titled in their name and add the vehicle to their policy. Their son may be added to the policy as the vehicle's principal operator.
Wiki User
∙ 18y ago
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I'm 17 and soon taking my car test if i add my parents onto my polisy and crashed would it effect their insurance?
No. the driver and the policy owner are the only ones who will have to worry about claims showing up on your records. So if you are on your parents policy and you have an at fault accident, it will follow them for a while. If one of your parents has an at fault accident in your car, it will then follow you even if you aren't the driver.
If an insured driver from MD rear ends another insured driver from NY in NJ does the no fault clause effect this in anyway?
the insurance policy must conform to the statue of the state that the accident occured in....so in this case NJ statues would apply.....
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If i have an accident as a named driver on someone elses insurance will it effect mine when i get my own?
Yes, because it is all reported to the state DMV offices under the driver's license number of the driver. All insurance companies double check the DL# for previous accidents and incidents, etc. It's going to show up.
How does a car accident effect your insurance?
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What do you do if your insurance lapses during an accident?
Your insurance is either valid on the day of your accident or it isn't. If you are asking what happens if the policy was valid on the day of the accident but lapses before the claim is settled then the coverage that was in effect the day of the accident still applies. If your policy was not in effect the day of the accident then coverage will not apply.
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