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Can you leave a chapter 13 bankruptcy open and refinance your current mortgage if the mortgage?
Wiki User
∙ 15y ago
This question is incomplete. In most districts, you cannot incur new debt if you are a debtor in an active chapter 13 case. To refinance or incur any new debt, you have to obtain the consent of the Standing Chapter 13 Trustee in your case.
Wiki User
∙ 15y ago
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Can you leave a chapter 13 bankruptcy open and refinance your current mortgage if the mortgage is not included in the chapter 13?
Here is the short answer.........No. No lender will allow this. Lenders want you to be out of Bankruptcy.This is what I do refinance people out of bankruptcy early or arrange refinancing so that my clients can avoid bankruptcy or forclosure altogether. that is what you must do in order to refi your mortgage regardless of the mortgage status with your bankruptcy plan
What are the benefits of a va refinance option?
"There are many VA refinance options. You may refinance your VA mortgage for a lower rate, you may cash out, or you may refinance your current mortgage to a VA mortgage if you qualify for one."
How can you refinance your home for a mortgage?
In order to refinance your home, you should look for a reputable mortgage broker. Work with the broker to find a good plan to refinance you home by looking at you current mortgage.
What is required to get the best refinance mortgage rates?
Getting the best refinance mortgage rates depends on a few factors. They can include the amount already owing on the current mortgage and the current financial situation of the client.
The current refinance mortgage rate is calculated using a formula that is determined by what organization?
There is no specific organization that determines the current refinance mortgage rate, however there are ways to calculate whether or not one should refinance on online calculators.
Can you leave a chapter 13 bankruptcy open and refinance your current mortgage if the mortgage is not included in the chapter 13?
Here is the short answer.........No. No lender will allow this. Lenders want you to be out of Bankruptcy.This is what I do refinance people out of bankruptcy early or arrange refinancing so that my clients can avoid bankruptcy or forclosure altogether. that is what you must do in order to refi your mortgage regardless of the mortgage status with your bankruptcy plan
What are the benefits of a va refinance option?
"There are many VA refinance options. You may refinance your VA mortgage for a lower rate, you may cash out, or you may refinance your current mortgage to a VA mortgage if you qualify for one."
How can you refinance your home for a mortgage?
In order to refinance your home, you should look for a reputable mortgage broker. Work with the broker to find a good plan to refinance you home by looking at you current mortgage.
What is required to get the best refinance mortgage rates?
Getting the best refinance mortgage rates depends on a few factors. They can include the amount already owing on the current mortgage and the current financial situation of the client.
If a chapter 7 bk has been discharged but the mortgage lender will not work with you to keep the house will a chapter 13 work or would you be able to find a lender to refi the current mortgage in PA?
A chapter 13 MIGHT work if you have the ability to keep your payments current after filing the Chapter 13 and then repaying the past due amount over a period of 3 to 5 years. You ability to find a new lender to refinance the existing loan will depending on your cash flow, equity and ability to pay. You shoulld contact mortgage broker and a bankruptcy attorney to discuss all of the options.
The current refinance mortgage rate is calculated using a formula that is determined by what organization?
There is no specific organization that determines the current refinance mortgage rate, however there are ways to calculate whether or not one should refinance on online calculators.
What are the average current mortgage refinance rates?
The average current mortgage refinance rates are 3.75 for the national population. This figure is changing a lot and is never the same over a long period of time.
Where can I find current mortgage refinance rates in California?
There are various websites where one can learn about current mortgage refinance rates in California. Some examples of these websites would be Quicken Loans, Zillow, and Erate.
Where can you get a mortgage refinance offer online?
Check your current mortgage company or the state you live in website for information
How does one know when it is time to refinance their house mortgage?
The best time to refinance your home's mortgage is when you believe that you have paid enough on your current mortgage to try to haggle for a lower rate. Usually several years.
What is the refinance rate for a 20 year mortgage?
There are many different rates associated with a mortgage. The current refinance rate for a 20-year mortgage can best be found on one's local financial institution's website.
Where can someone find reviews for the 125 Mortgage Refinance?
125% Mortgage refinancing is generally not recommended in the current economic climate. Reviews of 125 Mortgage refinance can be found online at Smart Money, Fox Business, and the Mortgage Professor.
