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Is it illegal to drive your car if your lender wants to repossess it?
Wiki User
∙ 16y ago
Wiki User
∙ 16y agoLike you should have to ask!
Presuming a legal demand for it has been made, your actually required to surrender your car when you default. Recovering the asset you promised as collateral is not a game...like getting paid for the debt you agreed to pay isn't one....
Any action taken to avoid prosecution or the furtherance of a legal order or right is absolutely illegal, everywhere.
Listen, your gonna have trouble trying to make it like other people are doing anything wrong when you don't pay your bills as promised and don't act responsibly...especially so the result is YOU benefit.
Wiki User
∙ 16y agoIt is not YOUR car if you have not fully paid for the car or, have not been making payments. You need to either catch up on the payments or return the vehicle soon. Driving it is not so much illegal as it is borrowing trouble. A repossession will save you from paying the total price of the car should it be ruined in an accident.
Wiki User
∙ 14y agoFirst of all a vehicle repossession is a civil matter, not a criminal matter. The repossesors are notified by your finance company after 60 days if you havn't picked up their phone calls to tell them you need an extension and then if you have they only send your info to repo companies after 90 days. So if 3 months is all you need your in the clear if you contact your finance company after that you can hide your vehicle however please check your state laws because for example in Texas it is legal for them to convict you of a felony but that takes about 6 months also in some states repo companies can get a warrant from the police to get your vehicle even if its parked in a closed garage.
Wiki User
∙ 9y agoThe only way to hide a car in Georgia if facing being repossessed is by filing chapter 13. If you have filed for chapter 13 it is legally ok to hide your car from being repossessed.
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Your car was seized on a judgment now your lender wants to repossess it from the sheriff and give it back to me can that happen?
No.
My car was in an accident and is still at the body shop which hasn't been paid yet he finance company wants to repossess the car. Can they repo it from the body shop?
Yes, the finance company can repossess the car from the body shop. They would likely wait for the car to be fixed before they repossess the car.
How can you find out which lender wants to repossess the car?
Ron, the SAFEST thing to do is contact a local repo company. Explain what you know and see how much its worth to them to know more. The info you need is not available to the public and the process to find out is more costly than you would make. Let the repomen get the car and you get the cash. LOL
If a debt is not reaffirmed by a creditor is the debt discharged in a bankruptcy?
The creditor is the lender. The bankrupt is the debtor. The lender never has to re-affirm he wants to get paid back.
Can someone report your car to be repossessed if they know that you do not have insurance?
IF they hate you enough, IF they can find out who your lender is, IF the lender wants to repo because of that fact, The ins. co. is supposed to notify the lender anyway if you let the policy lapse....
Do the same rules apply to the voluntary repo of a mobile home?
Basically. YES. You decide you cant pay, you tell the lender you are moving, you move out, lender sells home(not as quik as a car), lender wants balance due on the loan.
What are your rights when you repossess a vehicle that was in default and the person wants to sue you for moneys she has already paid but you won't be able to sell it for the balance owed?
Law on this subject will vary from state to state, so you should see a local attorney. In most jurisdictions, the owner cannot sue to recover the payments they made. If the lender follows proper legal procedure, the lender should be able to sell the vehicle at a public auction, apply the proceeds to the loan balance and then sue the borrower for the deficiency.
Can a cop repossess your car if you have the title and the person that you got the car from wants it back?
The question does not contain enough information to allow a reliable answer to be made.
Who wants some crack?
no one it's illegal
If you are 45 days behind on your car payments and have moved and not given the lender your new address can they come after you and can you be jailed for hiding the car?
If the lender wants the car back and doesn't think you are going to pay because you have moved, they can find you in much less than 30 days. Look at it from the lender's viewpoint: you're 45 days late, moved, left NO forwarding address, no way to contact you. WHAT does that look like to you? And, YES, in some states it IS illegal to hide secured collateral.
Is it okay for sister to blow brother?
yes it OK if she wants to blow her brother and he wants it + its not illegal
Can you have multipule co signers?
yes, especially if the first co-signer's credit is not as good as what the lender wants it to be.
