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It is up to the debt collector. Some will, some won't.

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Q: Can you make a payment plan with a debt collection agency for a medical bill in NY?
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I tried to make a payment to a bill collector they refused to take the payment. I went to the company that turned me in to collection they accepted the payment. what are my rights?

If the collection agency did not accept your payment, the debt should be discharged from their control. You might need to contact an attorney to make sure these debts are removed from your credit report. If you are making payments to the company that sent you to collections, they will need to remove you from the collections agency.


Medical bill laws in Indiana?

is there a time limit on the collection of medical bills in INdiana


Can a lawyer turn over an unpaid bill to a collection agency?

Yes, and the practice is very common.


What is the time limit for a bill that is 6 years old and just received it?

If a bill is six years old and you are just now getting it, it is likely that it has already gone to a collection agency. It has likely been reported on your credit, and you would probably just suffer in paying it.


Can a collection agency sue you for a medical bill that was from 4 years ago is from more than 4?

By the Fair Debt Collections Practices Act, debt collectors have seven years from the date of last payment to recover all delinquent receivables. Any time after the guarantor of the debt (the person who owes) defaults on payments, the collection agency contracted to recover the debt may sue for judgment on behalf of the original creditor (in this case the hospital or physician). If judgment is obtained, the statute of limitations extends to ten years from the date of the judgment or last payment, which ever is longer. With six years experience in the field, I have seen creditors sue for as little as $100. In such cases, if not contractually obligated, the creditor often sues also for court costs, legal fees, and collections costs. Contact a good contract or collections attorney, and make certain you appear at any scheduled court dates.

Related questions

I have a medical bill for 168.00 that was sent to a collection agency after I made a payment. They are going to keep in the collection agency until my bill is paid off. This can not be right.?

If the bill was late enough to be sent to a collection agency, the collection of that bill has been turned over to that collection agency as well.


Can a collection agency or collector seize a checking account for a medical bill?

== == no they can not do so for a medical bill.


Does a collection agency have to accept a payment for a medical bill regardless of how small the payment is?

Sure would like to know myself ... just got a call from a collection agency telling me that i owe 95.00 from June of 1999... no info about patient...only a date. not even a doctors name. They are rude and relentless ... what do i do ???? help me !! Jane


Do you have to pay a bill from the collection agency for their collection fee when you paid your original bill in full directly to the company?

No, if the OC accepted your payment then it's case closed


Do you have to pay a medical bill for services performed last year?

Any unpaid medical bill will remain your responsibility until it is paid in full. If you don't have insurance to pay the bill for you, then you will need to pay the bill. You can be turned over to a collection agency if the bill is not paid. Either the provider or the collection agency will work out a payment plan with you. The easiest way is to call them and let them know how much $$ per month you can afford to send until the bill is paid off.


Can a late payment of an electric or cable bill lower your credit score?

Only if it goes to a collection agency.


If one collection agency fails to collect a medical bill and sell it to another agency how long will the bill stay on a credit report?

seven years


Can a paid medical collection account be removed from your credit report?

It stays 7 years from the date of the late payment that caused it to be reported to the collection agency, even if you pay it off. In accordance with HIPAA, your medical information may be reported for purposes of collecting on an UNPAID medical bill. Once the medical bill is paid, there is no longer a permissible purpose for divulging your medical information. Therefore, a paid medical bill should automatically be removed form your credit file in accordance with HIPAA.


Can a collection be taken off of a credit report if a payment plan is arranged?

Usually the collection agency won't take it off until the bill is paid in full.


If a medical bill was sent to an agency but they refused to take payment are you still held responsible for that bill?

A collection agency/creditor does not have to accept any payment amount rendered unless the terms were included in a written contract. The refusal of the agency to accept the payment does not invalidate the debt the full amount is still owed by the borrower/debtor. Call them and get more information as to why it was not accepted. Keep asking until you fully understand what the issue is. Be sure you get a paid receipt for your files once you get it resolved.


Can a collection agency collect on an unpaid medical bill even after the hospital closed down?

Yes, the debt is a legal "thing" and can be sold on to other organizations for collection.


If you don't pay a medical bill does it go on your credit?

Yes, they will have you taken to a collection agency and that in itself is a bad mark on your credit.