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Can you put auto insurance on your drivers license?

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Answered 2011-04-30 00:30:46

The question isn't fully clear. A license is needed to operate a vehicle. Driving skill is needed to get a license as there is generally a written test plus one to test actual driving ability.

It is often required that the drivers license applicant produce proof of insurance that complies with the state's financial responsibility laws. If the applicant owns a vehicle, it must be insured according to the state's requirements, and that proof of insurance must be shown

If the applicant does not own a car, he/she may obtain "non-owners coverage". It generally satisfies the requirements of state financial responsibility laws. In that sense, I suppose, you are "putting auto insurance on your drivers license".

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Absolutely if they have a drivers license. They have access to the keys, don't they?


Often out of state tickets will not show up on your license if you just pay them. Failing to pay a ticket brings it to the attention of the state, and it gets put into the state drivers license database. Once that happens, the insurance companies get a copy of it and it affects your insurance rates.


No. Auto insurance is just that ... an insurance policy for the automobile, and those who ride in it or drive it. If you have the full permission to drive someone else's car, and they have the proper auto insurance in full effect, then you are covered under their policy. If you are going to be driving their vehicle most of the time, then they need to add your name to the policy.


yes, and if you are put as an occasional driver on their car it's cheaper.


You can't buy it because you have to insure it and license it, and to do that you need a valid drivers license. You can however have one of your parents put the title and insurance in their name until you get your license.


can a car loan company put a lien on drivers license


It is not possible to put a lien on a person's driver's license in any state. A driver's license can be suspended or revoked but only for traffic violations.


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You should get car insurance when you have your drivers license and you are regularly driving a car. With you license it is legal to drive someone else's car on a rare occasion as long as they have insurance, you will be covered. This however cannot be habit, and must not be part of a regular routine (borrowing the car every Thursday) So if you own a car, have your drivers license, or regularly drive someone elses car, you should have insurance or be put as an occasional driver on someone elses car.


Insurance companies may collect information on all individuals living in your home but the rates will reflect drivers only. Further, most insurance companies will require all licensed drivers in the household be listed as a driver.


Yes, you have to ad them to your policy I would call the insurance company and offer the drivers licence number to ensure coverage. there is no sense in taking chances with today's insurance company's.


A person can get a hold put on their drivers license for many reasons. This includes getting a DUI, reckless driving and many other offenses.


It should be fine as long as your insurance covers drivers not listed on your insurance. You may have to put her name on your insurance. It also depends where she is going to live. I think as long as you put her name on the insurance, it will be fine no matter where it is from.


Easy, you just buy an auto insurance policy and exclude the other residents from coverage by use of form 515A. Be aware though that if any of these excluded drivers are involved in an accident while operating your vehicle, The accident and any resulting damage will not be covered under a policy from which they are excluded.


Yes, You can add any person you wish to your auto insurance policy that you want to be a covered driver in your vehicle.


Yes, a person can have a car title in their name if they do not have their drivers license.


The question is not worded correctly or is using the wrong terminology. You cannot put a lien on a state-issued drivers license. Note: In the state of Florida a towing company can place a lien on your drivers license for unpaid fines owed to them. While this will not suspend your drivers license it will prevent you from renewing your tag or getting a new tag until the monies owed to the company is paid.


In New York you can purchase insurance for any vehicle. There are limitation however. Even though you will be the owner of the vehicle and insured it, our Department of Motor Vehicles won't let you register it or put plates on it without a valid drivers license. Sorry. Hope you have better luck where you are. Also in NY, you can obtain a "Limited" use Drivers License. It will let you legally drive to and from your workplace, if you are the sole provider for your family. Good Luck!


Depends on the state. Generally if a state has compulsory auto insurance, and the car is registered/has plates/is legal to drive, you must have auto insurance for it.


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You don't need Insurance to get a permit, or even your license. You will need insurance if you own your over car and wish to put it on the road.'


When they are submitted to the state by a municipality or insurance company they are sent to you driver's history. If you have an accident that is not reported to police, and is handled out of pocket, it will not reach your insurance company or your driving record. Most insure companies require you to report all accidents.


Sorry but you can't. Since you have to have a licensed driver in the passenger seat when you drive, you are under that person's insurance (most likely your parents). I have never heard of an auto insurance company giving insurance to a non-licensed driver (but I'm sure they would make some more money that way!). WHEN you get your license and can show proof of you driver's license ID number (or it's on record) THEN they will give you auto insurance. You're parents can actually put you on as an "occasional driver" on their insurance. Granted, if you are under 25 and male (or just under 25), they'll be forking over some serious cash to have you on their insurance. If you wreck, their insurance will go through the roof, or worse, they'll be dropped.


well u need license to drive but it will cost money to put the ur name in the plate on the back of the car


Unsure of what is being asked - but there is no such thing as a "lien" against your drivers license.However, if you do not pay your insurance premium they will notify the state that you are un-insured. Believe me, the state does not have to know your DL number to suspend you, all such files are cross-referenced in their computer system



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