Auto Insurance
Driver's License

Can you put auto insurance on your drivers license?


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Answered 2011-04-30 00:30:46

The question isn't fully clear. A license is needed to operate a vehicle. Driving skill is needed to get a license as there is generally a written test plus one to test actual driving ability.

It is often required that the drivers license applicant produce proof of insurance that complies with the state's financial responsibility laws. If the applicant owns a vehicle, it must be insured according to the state's requirements, and that proof of insurance must be shown

If the applicant does not own a car, he/she may obtain "non-owners coverage". It generally satisfies the requirements of state financial responsibility laws. In that sense, I suppose, you are "putting auto insurance on your drivers license".


Related Questions

Absolutely if they have a drivers license. They have access to the keys, don't they?

Often out of state tickets will not show up on your license if you just pay them. Failing to pay a ticket brings it to the attention of the state, and it gets put into the state drivers license database. Once that happens, the insurance companies get a copy of it and it affects your insurance rates.

No. Auto insurance is just that ... an insurance policy for the automobile, and those who ride in it or drive it. If you have the full permission to drive someone else's car, and they have the proper auto insurance in full effect, then you are covered under their policy. If you are going to be driving their vehicle most of the time, then they need to add your name to the policy.

yes, and if you are put as an occasional driver on their car it's cheaper.

You can't buy it because you have to insure it and license it, and to do that you need a valid drivers license. You can however have one of your parents put the title and insurance in their name until you get your license.

can a car loan company put a lien on drivers license

It is not possible to put a lien on a person's driver's license in any state. A driver's license can be suspended or revoked but only for traffic violations.

New Jersey's auto insurance laws feature unique provisions that give drivers much leeway in how they obtain auto insurance coverage. Many drivers take advantage of this freedom to choose an auto insurance policy that meets their needs.However, New Jersey drivers who refuse to carry auto insurance face stiff fines that can make life difficult. As a result, here is a brief consumer guide about New Jersey's auto insurance requirements that can help New Jersey drivers take full advantage of their ability to choose whatever auto insurance they wish to purchase.New Jersey's auto insurance laws feature no minimum coverage requirements.New Jersey's auto insurance laws require drivers to carry some sort of auto insurance coverage. However, New Jersey's auto insurance laws do not stipulate the type or the amount of coverage drivers must purchase to comply with these laws. These provisions were put into place in to give drivers the flexibility they need to purchase affordable auto insurance that suits their individual needs.As a result, New Jersey drivers can choose from any combination of auto insurance coverage policies they believe will provide them adequate coverage against the risks of driving in New Jersey. These policies can include casualty coverage, collision coverage, property damage coverage, bodily harm coverage and nearly any other type of auto insurance coverage that covers the risks associated with driving.Moreover, New Jersey drivers can also purchase as little as $0.01 of auto insurance coverage if they believe that is enough to cover their potential liabilities. However, auto insurance providers in New Jersey are required to provide Garden State drivers a list of potential auto insurance coverage options to ensure that drivers understand the risk of carrying very little insurance coverage.New Jersey also requires drivers to provide proof of auto insurance coverage on demand.New Jersey state auto insurance laws require drivers to carry verifiable proof of their auto insurance coverage. As a result, drivers must be able to provide proof of their auto insurance on demand during a routine traffic stop, during a routine inspection, or after an accident.The penalties for failing to comply with these requirements can be stiff.For example, first time offenders face fines of up to $250 and up to 15 days of community service. Habitual offenders face fines of up to $1,000 and one year of community service. However, drivers in New Jersey are given a 10 day grace period to provide proof of insurance coverage to avoid these penalties in most cases.For advice on choosing a New Jersey auto insurance policy, please visit your nearest branch of the New Jersey Motor Vehicle Commission for flyers that contain helpful advice about how to choose an auto insurance policy.

You should get car insurance when you have your drivers license and you are regularly driving a car. With you license it is legal to drive someone else's car on a rare occasion as long as they have insurance, you will be covered. This however cannot be habit, and must not be part of a regular routine (borrowing the car every Thursday) So if you own a car, have your drivers license, or regularly drive someone elses car, you should have insurance or be put as an occasional driver on someone elses car.

Insurance companies may collect information on all individuals living in your home but the rates will reflect drivers only. Further, most insurance companies will require all licensed drivers in the household be listed as a driver.

Yes, you have to ad them to your policy I would call the insurance company and offer the drivers licence number to ensure coverage. there is no sense in taking chances with today's insurance company's.

A person can get a hold put on their drivers license for many reasons. This includes getting a DUI, reckless driving and many other offenses.

It should be fine as long as your insurance covers drivers not listed on your insurance. You may have to put her name on your insurance. It also depends where she is going to live. I think as long as you put her name on the insurance, it will be fine no matter where it is from.

Easy, you just buy an auto insurance policy and exclude the other residents from coverage by use of form 515A. Be aware though that if any of these excluded drivers are involved in an accident while operating your vehicle, The accident and any resulting damage will not be covered under a policy from which they are excluded.

Yes, You can add any person you wish to your auto insurance policy that you want to be a covered driver in your vehicle.

Yes, a person can have a car title in their name if they do not have their drivers license.

The question is not worded correctly or is using the wrong terminology. You cannot put a lien on a state-issued drivers license. Note: In the state of Florida a towing company can place a lien on your drivers license for unpaid fines owed to them. While this will not suspend your drivers license it will prevent you from renewing your tag or getting a new tag until the monies owed to the company is paid.

In New York you can purchase insurance for any vehicle. There are limitation however. Even though you will be the owner of the vehicle and insured it, our Department of Motor Vehicles won't let you register it or put plates on it without a valid drivers license. Sorry. Hope you have better luck where you are. Also in NY, you can obtain a "Limited" use Drivers License. It will let you legally drive to and from your workplace, if you are the sole provider for your family. Good Luck!

Depends on the state. Generally if a state has compulsory auto insurance, and the car is registered/has plates/is legal to drive, you must have auto insurance for it.

Many drivers who drive on New York roadways have questions about the Empire State's auto insurance requirements. This is not surprising because New York State is a "no-fault" state that allows people to recover damages for auto accidents without having to identify who was at fault for the accident. As a result, here is a handy consumer guide that can help drivers understand the minimum insurance requirements that are imposed on New Yorkers.New York drivers must purchase coverage from a licensed auto insurance provider.All auto insurance providers in New York must obtain a valid vendor's license from the New York State Insurance Department. Drivers may obtain a free copy of licensed auto insurance by visiting their local branch of the New York State Department of Motor Vehicles.New York drivers must purchase minimum bodily injury and property damage coverage.For example, drivers must obtain at least $50,000 of bodily injury liability insurance coverage to cover injuries sustained by each person who was injured during a single auto accident.. At least half of this amount must be set aside to cover the injuries sustained by one person who is injured in an accident. Moreover, New York drivers must also purchase $50,000 of personal injury coverage that cannot be combined with one's bodily injury liability insurance coverage.Drivers in New York must purchase at least $10,000 of property damage coverage.This coverage must include provisions for covering buildings and vehicles that were damaged in an accident. Moreover, the coverage must also provide provisions for property damage that was sustained by acts of vandalism or inclement weather.Drivers must also purchase uninsured driver insurance coverage.This coverage must provide at least $50,000 of liability and causality coverage for each accident that is the result of an uninsured driver's reckless behavior. Moreover, at least half of this coverage must be used to cover one person's injuries that occurred in the accident.New York State also requires auto insurance companies to report insurance gaps and claims.For example, New York State requires auto insurance companies to report immediately any policies that have expired. This provision was put in to place to prevent drivers from purchasing a policy and immediately cancelling it.Finally, auto insurance companies are also required to report any claims made by drivers for damages sustained in an auto accident. This provision was included to help drivers file claim requests for auto accident-related damages efficiently.For more details about these requirements, please visit the nearest branch of New York's Department of Motor Vehicles for a more detailed list of these requirements.

You don't need Insurance to get a permit, or even your license. You will need insurance if you own your over car and wish to put it on the road.'

When they are submitted to the state by a municipality or insurance company they are sent to you driver's history. If you have an accident that is not reported to police, and is handled out of pocket, it will not reach your insurance company or your driving record. Most insure companies require you to report all accidents.

Sorry but you can't. Since you have to have a licensed driver in the passenger seat when you drive, you are under that person's insurance (most likely your parents). I have never heard of an auto insurance company giving insurance to a non-licensed driver (but I'm sure they would make some more money that way!). WHEN you get your license and can show proof of you driver's license ID number (or it's on record) THEN they will give you auto insurance. You're parents can actually put you on as an "occasional driver" on their insurance. Granted, if you are under 25 and male (or just under 25), they'll be forking over some serious cash to have you on their insurance. If you wreck, their insurance will go through the roof, or worse, they'll be dropped.

well u need license to drive but it will cost money to put the ur name in the plate on the back of the car

Unsure of what is being asked - but there is no such thing as a "lien" against your drivers license.However, if you do not pay your insurance premium they will notify the state that you are un-insured. Believe me, the state does not have to know your DL number to suspend you, all such files are cross-referenced in their computer system

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